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Can I consolidate my debts into my mortgage?

Yes, you can consolidate your debts into your mortgage, but you should only do so if it’s absolutely necessary.

If you have built up any unsecured debts, you can remortgage and increase the size of your mortgage to incorporate the debt. There are downsides to debt consolidation though, so sometimes it may be beneficial to speak to a professional Mortgage Advisor in Cardiff.

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