It's Free to Speak to an Advisor, 7 days, 8am - 10pm

Cardiffmoneyman Mortgage Broker UK - M Shape

Mortgage Broker in Carmarthen

& Surrounding Areas

It's free to speak with a mortgage advisor 7 days a week, 8am - 10pm

029 2010 2804Speak to an Advisor - It's Free!
Malcolm Davidson - Managing Director of Cardiffmoneyman

Mortgage Broker in Carmarthen

& Surrounding Areas

It's free to speak with a mortgage advisor 7 days a week, 8am - 10pm

Speak to an Advisor - It's Free! 029 2010 2804

Fast & friendly mortgage advice in Carmarthen.

We provide expert mortgage advice in Carmarthen and have been doing so for over two decades. We are here to help you through the whole mortgage process, from making your preliminary inquiry to finding the ideal mortgage deal that suits your financial and personal circumstances. We can then begin the preparation of your mortgage application.



Over the years, we have provided assistance to all types of customers, from first time buyers to home movers, local landlords, and the self-employed. This has enabled us to gain an in-depth understanding of all mortgage types, as well as the complex situations that often come with them. We take great pride in being able to handle complicated cases and strive to get you the best mortgage offer we can.



Book an appointment today to benefit from our experience and expertise!

Book Online
Popular Mortgage FAQs in Carmarthen

Book your free mortgage appointment online today.

All of our customers have had a great experience with our mortgage broker in Carmarthen. They have all said that the mortgage process was made easy with us. Our advisors have the knowledge and skills to make your home buying process as easy as possible. So get in touch and book a free mortgage appointment today and see what our team can do for you!

Our Reviews

Popular Mortgage FAQs in Carmarthen

First Time Buyer in Carmarthen

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As a Mortgage Broker in Carmarthen, we are here to provide assistance for first time buyers in Cardiff and the nearby areas. Taking that initial step onto the property ladder can be intimidating, especially if you have never done something like this before. That is why we are here to lend a helping hand.



At the start, we will assess your affordability for a mortgage in Carmarthen, calculating how much you can borrow. That way, we can identify the most suitable mortgage products for you. Do bear in mind that your Mortgage Advisor in Carmarthen will take into consideration your personal and financial situation when searching for a deal.



If you need first time buyer Mortgage Advice in Carmarthen, book a no-cost mortgage appointment, get in touch with our team or take a look at our first time buyer mortgage guides.

Moving Home in Carmarthen

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Are you moving home in Cardiff and the surrounding areas? Moving house can be a daunting prospect, but when you also need to sell a property, it can be even more challenging.



We have experienced Mortgage Brokers in Carmarthen who are on hand to help you set up a new mortgage or, if applicable, port your mortgage to your new abode. Let us take care of the mortgage side of things while you take the time to find the perfect new home.

Buy to Let in Carmarthen

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At our mortgage advice service, we understand the importance of finding the right buy to let mortgage. We have a team of experienced mortgage brokers in Carmarthen who are ready to help you find the best deal. We have developed strong relationships with local landlords over the years and would like to work with you next.



We have access to a wide range of buy to let mortgage products from different lenders. Our team can search through 1000s of mortgages and select one that best suits your personal and financial situation. Please bear in mind that you will usually need to provide a 20% deposit for a buy to let mortgage in Cardiff.



If you are a new or existing buy to let landlord, our mortgage advice service could be the answer you are looking for. Our experienced mortgage brokers in Carmarthen are here to help you find the best deal. Get in touch with us today.

Remortgage in Carmarthen

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Using a mortgage broker in Carmarthen can take away the stress of the remortgaging process, as it is our job to find you the ideal mortgage product. We will even help you with the paperwork!



When it comes to a remortgage in Cardiff & its surrounding areas, it’s important to know that you don’t have to stay with the same lender. Our job is to help you find the most competitive remortgage deal available. We will search the entire market to try and find a deal that meets your mortgage needs.



Remortgaging usually has to be done every 2-5 years, so when your time is up, we will be here to help! Even if you are self-employed in Swansea, the process remains the same – you will just need to provide more evidence of your income and affordability.



If you are feeling overwhelmed by the remortgaging process, a mortgage broker in Carmarthen can take away the stress. It’s our job to find you the ideal mortgage product and we can even help you out with the paperwork!

Our Customers Love Us

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Our Simple 4-Step Process

Book Online

Step 1

Book a no-cost mortgage consultation in Carmarthen. We’ll link you up with a Mortgage Adviser in the area depending on the details you’ve provided.

Free Mortgage Apppointment

Step 2

At your complimentary consultation, your Mortgage Consultant in Carmarthen will collect some data from you so they can identify what kinds of mortgages you may be qualified for. They’ll review your current financial situation and discuss the different types of mortgage available to you. They’ll also provide you with helpful advice on how you can improve your chances of getting the best mortgage deal.

Finding a Suitable Product

Step 3

We can offer you insight into a mortgage recommendation. It is ultimately your decision whether to take this opportunity with us.



If you are looking for a mortgage broker in Carmarthen, then we can provide you with the assistance you need. It is ultimately up to you whether to go ahead with the deal we recommend.

Submit Your Application

Step 4

We are here to help you get your mortgage application ready to submit so you can be on the right track. It’s just a matter of waiting now!



Whether you’re looking for a mortgage broker in Carmarthen or simply need assistance preparing your mortgage application, we can help. We’ll provide you with all the guidance you need to get your application in perfect shape to be sent off. Then, it’s just a waiting game!

Reasons to Choose Us For Mortgage Advice in Carmarthen

Free Appointment in Carmarthen

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Finding the right mortgage broker in Carmarthen has never been simpler thanks to our convenient appointment booking system. You can now book a mortgage consultation in real-time and select a time that fits around your busy lifestyle.

Search 1000s of products

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We have a panel of lenders offering a wide range of products both on the high street and from specialist sources. Our team of mortgage brokers in Carmarthen strive to find the best deal for you and your new home. With our access to a variety of lenders, you can be sure that the best possible deal is being sought out for you.

Our Service

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We understand how important it is to find the right mortgage for your circumstances, and we take the time to ensure that you have the best possible advice. If you’re looking for a mortgage broker in Carmarthen, then look no further. Our experienced advisors are here to offer impartial advice and help you secure the right mortgage for you.



We are committed to providing excellent customer service and will always make sure you are given the right advice and information. We are passionate about helping you find the best mortgage deal and are always happy to answer any questions you may have. So don’t hesitate to get in touch with us today and find out how we can help you.

7 Days a Week

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We understand that when you’re looking for a mortgage broker in Carmarthen, you want the best possible service. That’s why we’re available 7 days a week, giving you the flexibility to get in touch at your convenience. Your devoted Mortgage Advisor in Carmarthen and your case manager will be on hand to assist you throughout the entire process.

Malcolm and Amy Davidson - Mortgage Advice in Cardiff

Common Mortgage Questions in Carmarthen

Declined by your Bank in Carmarthen

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If you have been declined for a mortgage by your bank, it may be time to consider getting Mortgage Advice in Carmarthen. Applying for products and continually getting declined could take its toll on your credit score and hinder your ability to secure a mortgage.



To get an accurate picture of your credit rating and financial management, we will need an up-to-date version of your credit report.



If you are struggling with starting the mortgage process, our team are here to help. As a Mortgage Broker in Carmarthen, it is our job to assist you. You can book a free mortgage consultation online or give us a call if you have any questions.

How does our free initial mortgage consultation work in Carmarthen?

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You will be able to receive a free initial mortgage consultation lasting for roughly 30-60 minutes. During this time, you will have the chance to converse with your committed Mortgage Advisor in Carmarthen. Their role is to gain insight into your mortgage requirements and circumstances so they can look for the ideal mortgage package that is suited to your individual and economic situation.

How much deposit do I need for a mortgage in Carmarthen?

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In most cases, you’ll have to put down a minimum of 5% of the cost of the property when applying for a mortgage. However, depending on your credit score, certain lenders may ask for a deposit of 10%-15%. If you’re looking for a mortgage broker in Carmarthen, it’s important to compare the offerings of different banks and lenders to ensure you’re getting the best deal possible.

Can I get a mortgage with bad credit in Carmarthen?

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If you’re based in Carmarthen and need help to get a mortgage, it’s worth speaking to a mortgage broker. They can help you to find the right mortgage and advise you on the best options available. A mortgage broker in Carmarthen can search through the thousands of possible mortgages to find the one which is best suited to your needs.



It’s important to remember that even if you have a history of bad credit, it doesn’t mean you can’t get a mortgage. You may need to pay a bigger deposit and it might take more time to find the right lender, but it is possible. It’s worth speaking to a mortgage broker in Carmarthen who can help you to find the most suitable mortgage for your circumstances.

We search 1000s of mortgage deals in Carmarthen

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HSBC
Nationwide
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Mortgage Works
Coventry Building Society
Santander
Natwest Mortgage Advice
Newcastle Building Society
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Accord Mortgages
Aldermore Mortgage Lender
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Kent Reliance
Virgin Money & Mortgages
Leeds Building Society
Scottish Widows
Foundation Home Loans

Cardiffmoneyman.com & Cardiffmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.

UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.

Authorised and Regulated by the Financial Conduct Authority.

We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk

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Speak to an Advisor – It’s Free!
7 Days a Week, 8am – 10pm

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