Advice for Self Employed Mortgages in Cardiff
As a Self Employed applicant, unfortunately, it can be a little more difficult to get a mortgage. This is not down to the process; this is down to the number of documents that you have to supply as evidence of your income.
First of all, lenders will want to see at least one years’ accounts and bank statements of more than three months. More lenders are also beginning to factor in net profit to determine whether you are a suitable applicant or not.
A regular mortgage applicant will have their affordability and income assessed, however, a Self Employed applicant will also have their business assessed on top of this. We have been helping Self Employed applicants achieve their mortgage dreams for over 20 years now, and we want to help you next. As your Mortgage Broker in Cardiff, our job is to get you through the process and help you achieve a great Self Employed mortgage product for you and your personal circumstances.
1000s of Self Employed Mortgage Products
We have a large number of lenders on panel that each hold Self Employed mortgage products. We will try our best to pick out the best one for you.
Whether this is your first experience buying a home as a Self Employed applicant in Cardiff, or you’ve done this before and want to move home, we still think that our services will benefit you. Our aim is to try and save you time and money; we will be 100% transparent with you at all times.
All Self Employed applicants, no matter their situation, can benefit from a free mortgage appointment. We have specialist Self Employed Mortgage Advisors in Cardiff available 7 days a week to answer all of your questions.
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