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Life Insurance Advice in Cardiff

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7 days a week, 8am - 10pm

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Life Insurance Advice in Cardiff

With various life insurance products out there, we'll find a policy that ensures peace of mind for your loved ones.

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Why are you looking to remortgage?

What is your main source of income?

Do you live in the property you're looking to remortgage?

Can you let us know your age group?

For joint applicants, please select the youngest group

What best describes what you are looking to achieve?

Please tell us more about your current situation and what you're looking to achieve

Include as much detail as possible

Which stage are you currently at?

How much deposit do you have available?

What percentage deposit do you have available?

What is your main source of income?

Select as many options as you like

Are you an existing buy to let property owner?

Do you own a residential property?

Can you evidence a minimum income of £25,000 p/a?

Can you tell us more about the deposit you have available?

Please tell us more about your current situation and what you're looking to achieve

Include as much detail as possible

What best describes what you are looking to achieve?

Please tell us what you are looking to achieve

Include as much detail as possible

Do you have at least 30% deposit or equity available?

Please tell us about your current situation and why it's complicated

Include as much detail as possible

Are you a property owner?

With or without a mortgage

Are you currently?

Do you have an offer of a job that is due to start in the next 90 days?

Is all of your income currently from state benefits?

Which type of insurance are you looking to take out?

Select as many options as you like

Please tell us what age bracket you fall into?

Please tell us a little bit more about your situation which would support your application

How can we help?

Please provide as much detail as possible below

What are you looking to achieve?

What type of property are you buying?

Please tell us about your current situation and why it's complicated

Include as much detail as possible

What stage are you currently at?

How much deposit do you have available?

What type of property are you looking to purchase?

Is the house a new build or part of a shared ownership scheme?

How would you describe your credit history?

Would you be able to give us an overview of your credit history?

Please go into as much detail as possible, including type (e.g. CCJ, default, etc.), amount and the date issued if available

What is your main source of income?

Select as many options as you like

What is your total household earned income p/a?

£

Kindly provide your contact details below

By clicking “Submit” you agree for UKMM Limited to contact you to discuss your requirements. Full details on how we process your personal data and your rights as a data subject can be found in our privacy policy.

Kindly provide your contact details below

Once you've provided your contact details below, you'll be able to select a date and time for your free initial mortgage appointment.

By clicking “Schedule Date/Time Online” you agree for UKMM Limited to contact you to discuss your requirements. Full details on how we process your personal data and your rights as a data subject can be found in our privacy policy.

Kindly provide your contact details below

By clicking “Submit” you agree for UKMM Limited to contact you to discuss your requirements. Full details on how we process your personal data and your rights as a data subject can be found in our privacy policy.

How long have you been self employed?

What are you looking to achieve?

Kindly provide your contact details below

Once you've provided your contact details below, you'll be able to select a date and time for your free initial mortgage appointment.

By clicking “Schedule Date/Time Online” you agree for UKMM Limited to contact you to discuss your requirements. Full details on how we process your personal data and your rights as a data subject can be found in our privacy policy.

Congratulations! You qualify for an appointment.

Please fill out your details below and we will show you the Calendly booking widget.

By clicking “Schedule Date/Time Online” you agree for UKMM Limited to contact you to discuss your requirements. Full details on how we process your personal data and your rights as a data subject can be found in our privacy policy.

Congratulations! You qualify for a specialist appointment.

Please fill out your details below and we will show you the Calendly booking widget.

By clicking “Schedule Date/Time Online” you agree for UKMM Limited to contact you to discuss your requirements. Full details on how we process your personal data and your rights as a data subject can be found in our privacy policy.

Congratulations! You qualify for an equity release appointment.

By clicking “Schedule Date/Time Online” you agree for UKMM Limited to contact you to discuss your requirements. Full details on how we process your personal data and your rights as a data subject can be found in our privacy policy.

Congratulations! You qualify for a bridging loan appointment.

By clicking “Schedule Date/Time Online” you agree for UKMM Limited to contact you to discuss your requirements. Full details on how we process your personal data and your rights as a data subject can be found in our privacy policy.

Congratulations! You qualify for a protection review.

Please fill out your details below and we will show you the Calendly booking widget.

By clicking “Schedule Date/Time Online” you agree for UKMM Limited to contact you to discuss your requirements. Full details on how we process your personal data and your rights as a data subject can be found in our privacy policy.

Congratulations! You qualify for a secured loan appointment.

Please fill out your details below and we will show you the Calendly booking widget.

By clicking “Schedule Date/Time Online” you agree for UKMM Limited to contact you to discuss your requirements. Full details on how we process your personal data and your rights as a data subject can be found in our privacy policy.

Thank you!

Your details have been received. We will be in touch soon.

Sorry, we are unable to help at this moment.

Currently, we are only able to help bridging loan customers who have a 30% deposit or sufficient equity available. In the meantime, feel free to follow us on social media to keep up to date with the latest mortgage market updates or visit our helpful guides section on the website for bridging finance hints and tips.

Stay connected for mortgage tips, market updates, and exclusive content!

Sorry, we are unable to help at this moment.

Currently, we are only able to help existing property owners with secured loans. In the meantime, feel free to follow us on social media to keep up to date with the latest mortgage market updates or visit our helpful guides section on the website for mortgage explainers and tips.

Stay connected for mortgage tips, market updates, and exclusive content!

Sorry, we are unable to help at this moment.

Unfortunately, based on the information provided, we currently don't have any lenders on our panel who can assist with cases where all income is from state benefits. If your situation changes in the future, please feel free to reach out to us again. In the meantime, feel free to follow us on social media to keep up to date with the latest mortgage market updates or visit our helpful guides section on the website for mortgage tips and advice.

Stay connected for mortgage tips, market updates, and exclusive content!

How does life insurance in Cardiff work?

Looking for financial support for your loved ones after your passing? Life insurance policies offer various options to secure your family’s future. With a variety of policies available, the primary goal is to provide a lump sum to cover expenses such as mortgages, childcare, and bills.

If you’re planning to take out life insurance in Cardiff, our protection and mortgage advisors in Cardiff can help you find the right insurance product. Our team will assess your personal situation to try and get you the most suitable policy to meet your needs. Contact us today for expert life insurance advice in Cardiff.

Life Insurance Advice in Cardiff

Do I need life insurance in Cardiff?

Life insurance is a crucial consideration for those worried about their loved ones’ finances after their passing. When taking out or remortgaging a property, mortgage providers may offer life insurance as an option, although it’s not mandatory.

If you have a partner or friend who relies on your financial support, it’s essential to ensure they won’t face financial difficulties if you’re no longer around. Life insurance can provide peace of mind and financial security in these situations.

As experienced providers of life insurance and mortgage advice in Cardiff, we strongly suggest that even single homeowners consider taking out their own life insurance policy. Contact us today for expert advice tailored to your personal situation.

What is life insurance?

Life insurance is a valuable form of protection that provides financial security for you and your family in the event of your passing. With the right policy, you can rest easy knowing your dependents will be well taken care of.

Each life insurance policy is unique, tailored to your specific needs and circumstances. Our expert insurance and mortgage broker in Cardiff can help you understand your options and choose the most suitable policy for your situation. If you pass away due to a condition covered by your policy, a lump sum will be paid out.

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Important information

Your home may be repossessed if you do not keep up repayments on your mortgage.

There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.

Life Insurance FAQs

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Reviews Stars5.00 Rating17 Reviews

Our Simple Step by Step Process

Your Insurance Review

Your Insurance Review

Step 1

Are you looking for insurance that fits your personal and financial circumstances? Get in touch with our protection advisor in Cardiff who will help you find the most suitable insurance products to protect you and your family.

During your initial consultation, your protection advisor will discuss your health background with you and gather relevant information to build a tailored plan that fits your available monthly budget.

We Will Search Through Different Insurance Products

We Will Search Through Different Insurance Products

Step 2

Our team can search through thousands of insurance products to find the most appropriate one for you.

Submit Your Insurance Application

Submit Your Insurance Application

Step 3

Once you’re happy with the product, we will submit your application to the provider.

In some cases, the policy provider may request further information before accepting the application.

Protecting You and Your Family

Protecting You and Your Family

Step 4

If you took out your mortgage with us, we will review any policies you have in place at the time of remortgage. As circumstances change, the policies that you took out at the start of your mortgage may no longer be suitable for you.

Reasons to Choose us

Your Insurance Review

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To learn more about our insurance services in Cardiff, you can easily and quickly get in touch with one of our specialists. Our experts can explain the policies available to you and assess your personal and financial situation to determine which policies are most suitable for your circumstances.

As a mortgage broker in Cardiff, we have found that customers typically take out life insurance in conjunction with other policies. However, the suitability of such policies varies depending on individual situations. Therefore, we recommend speaking with an expert before making any decisions.

1000's of Deals

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We have access to a large number of lenders and can search for the perfect insurance product that best meets your needs. Your mortgage advisor in Cardiff can search through high street lenders to find the most suitable deal for you, ensuring that you get the most suitable product for your personal and financial situation.

Before recommending any product, we want to make sure we find the most suitable one for you. Our life insurance advisors in Cardiff will take you through the policies, explain how each of them works, and help you choose the most appropriate one for you.

Our Service

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It can be challenging to determine what type of insurance product to take out, and that’s why our life insurance advisors in Cardiff are here to help. They will walk you through the policies, explaining how each works, so that you can make an informed decision.

Even if you’re not considering life insurance, a free protection review can help you understand how such policies can benefit your loved ones financially if you pass away.

7 Days a Week

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We are available to answer your calls 7 days a week. If you prefer to book a free initial appointment online, you can start our enquire online process from our website.

Our life insurance advisors in Cardiff are eager to hear from you and help you make the best decision for your needs.

Malcolm and Amy Davidson - Mortgage Advice in Newcastle

Finding you the Right Life Insurance Deal in Cardiff

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Cardiffmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.

UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.

© Cardiffmoneyman 2025.

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