Some say that moving home is possibly one of the most stressful experiences you will have in life.
We hope that by enquiring with a mortgage advice in Cardiff and gaining their insight, support and help on your mortgage, will make the process a lot easier and less stressful for you.
One of the main reasons why many home movers deem the process to be such a stressful one, is due to the fact that you will be finding a buyer for your current home and finding a new place to buy for yourself.
A true lifeline though for home movers is that the paperwork and simultaneous completions will be a job for your conveyancing solicitors, saving you a job.
You do have to secure a purchase on a property still, as well as finding a buyer for your property that you’re looking to sell.
If you are taking a look at your options for moving home in Cardiff, our fast & friendly team of mortgage broker in Cardiff will be here to ensure your mortgage process goes as smoothly as it possibly can.
We work hard to support our customers all throughout their mortgage journey, answering any mortgage questions they have along the way.
Our team can search through 1000s of mortgage products, in order to find the most suitable mortgage deal for your personal and financial needs.
If you are in the market for moving home in Cardiff, then please book your free initial mortgage appointment today. A trusted member of our mortgage advice team in Cardiff will be on hand to help you in any way they can.
In Cardiff, the majority of mortgages are “portable,” which means you may transfer your existing mortgage in Cardiff to a new property, provided you meet the criteria.
If you must reapply for this transaction and your circumstances have changed, you may no longer qualify and will be subject to a new credit evaluation.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.
Our Customers Love Us
5.00 Rating19 Reviews
Adam
Very helpful throughout the process and on the phone, helpful during the buying process to understand what mortgage rates I would be likely to get and advice on what properties were less suitable than others for offers.
1 month ago
Daniela
Very helpful throughout the whole process. Useful advice and no nonsense. Worked quickly and I received regular updates and did not need to chase people up for things to get done. Very satisfied and will definitely use the service again if needed in...
4 months ago
Lewis
Wayne was absolutely fantastic, and a pillar of support before, during and after we obtained our mortgage offer. I would absolutely recommend Wayne and MoneyMan again!
6 months ago
Eilish
Great service
1 year ago
Adrian
Excellent service
1 year ago
John
Wayne was great throughout whole process of buying our first home, he gave us great confidence and simplified the whole process for us. Would defintiely recommend.
1 year ago
Jack
Matt, Jo and all those involved have been excellent it helping me and my partner navigate the mortgage process. Their guidance have been invaluable and without the support we would have really struggled. Would highly recommend.
1 year ago
Anonymous
Brilliant service. Quick response to any questions we had and explained everything clearly. Kept the process moving for us which was greatly appreciated. Thanks!!
1 year ago
Justine
As a first time buyer and someone who doesnt know much about the process, Malcolm and the team were very informative and helpful during the entire process. We were allowed to ask a list of questions about our blind-spots to do with taking on a...
1 year ago
Matthew
Can’t thank Cardiffmoneyman enough in helping me buy my first home. Leo my appointed advisor has been monumental in getting me the best deal and explaining the whole process and making it as easy as possible in what would be a stressful time. Also...
1 year ago
Elizabeth
Excellent service . Dan explained equity release clearly and ensured I got the best interest rate.
2 years ago
Owain
Cardiffmoneyman have been fantastic at guiding me through the home buying process. Great and friendly communication with excellent pacing on the amount of information presented at once. Truly helped simplify the home buying process.
2 years ago
Charleigh
Very efficient, communication was excellant, and really helped as first time buyers advising the steps as we went!
2 years ago
Daniel
Matt has been brilliant throughout the whole process, very knowledgeable and helpful. The process has been smooth throughout. The application was submitted on Wednesday and the mortgage offer was approved by Friday! Talk about that for service.
2 years ago
Jane
I recently had the pleasure of working with UK Moneyman, and I couldn't be more impressed with the level of professionalism and care that they provided me. As someone with a poor credit rating at the age of 60, I never thought it would be possible...
2 years ago
Josh
Leanne was very friendly, build up an instance rapport and helped me with my all questions prior to my meeting with another Advisor tomorrow. Thank you Leanne for your help. Josh 😀
3 years ago
Thomas
Cardiffmoneyman has been perfect for us as First Time Buyers. Charlie & Leo were both great at sorting everything out for us promptly and explaining things clearly. Everyone we’ve spoken has been super friendly and helpful. We’re very grateful...
5 years ago
Stacie
We were recommended to use Cardiffmoneyman, by friends who used them looking to remortgage. They were fantastic. From start to finish, we were kept informed throughout the entire process, and their working hours were handy, as I and my husband both...
5 years ago
Emma
Jason was great! Being self employed I thought I would never get a mortgage, but here we are and im happily moving into my new home. Couldn't have done this without you and your team, thank you!
5 years ago
By consulting with an experienced mortgage advisor in Cardiff, you can discuss your current situation and future goals.
During the free initial consultation, your mortgage advisor in Cardiff will gather information about your income and expenses to determine your maximum affordability.
A mortgage advisor in Cardiff will sift through thousands of mortgage products to find the one that suits you best.
We will help you obtain a mortgage agreement in principle, which can serve as useful support for any offers you intend to make.
After your offer has been accepted, your mortgage advisor in Cardiff will send your full mortgage application and evidential documents to the mortgage lender.
Throughout this process, a dedicated case manager will keep you updated until you receive your formal mortgage offer and complete your purchase or sale.
Our services extend beyond finding you the most suitable mortgage deal; we will also offer relevant insurance recommendations to ensure the safety of you and your loved ones.
We will contact you when it’s time to renew your mortgage to ensure you always have the most suitable deal.
Here at Cardiffmoneyman, we have a greatly experienced team who are well versed in helping customers to move along the property ladder. We tend to find that there often isn’t a situation we haven’t seen at least once before, during our many years of providing mortgage advice.
During your free initial mortgage appointment, we will take some primary information from you, in order to gain a better understanding of what you’re looking to do, how much you are able to borrow, and so on. Your mortgage advisor in Cardiff will then take a look through 1000s of mortgage deals, finding the right one for you and your circumstances.
If you are quite happy to proceed with our mortgage recommendation, we will then look to obtain a mortgage agreement in principle on your behalf, as this will back up any offers you make.
Once you have found a new home in Cardiff and had your offer accepted, our team will work double-time to process your full mortgage application, ensuring you are kept up-to-date and informed all throughout.
Our service goes beyond just finding you the most suitable mortgage, we are able to help you out with obtaining any conveyancing solicitor quotes or liaising with some third parties.
After you have had your mortgage recommendation, your mortgage and protection advisor will also make appropriate insurance recommendations, as these will help to protect you and your family from any unforeseen circumstances that could potentially harm the repayment of your mortgage, or the income of your family.
If you are considering your options moving home, you may benefit from getting in touch with a mortgage advisor in Cardiff. They will be able to advise on the most suitable options to take, keeping with you from the start of your process, until completion and even beyond.
Our Home Buying App is a digital mortgage coach designed to help you save up, plan, and track your home buying journey – whether you’re buying your first home, or fancy a move.
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