We will be With you throughout the Whole Process!
As a First Time Buyer in Cardiff taking on such a significant purchase like a mortgage can be an exciting, however, a potentially overwhelming experience if you have little knowledge of the mortgage world. This is where we can help, our team can provide a friendly hand to help guide you through the mortgage journey answering any questions you may have along the way.
The first thing to mention is that you are not alone with feeling this way as the home buying process can sometimes come with its hurdles, however, our knowledgeable team strive in providing you peace of mind and take any stress away.
Our extensive experience as a friendly Mortgage Broker in Cardiff has provided us with the opportunity to help a plethora of First Time Buyers with their home buying dreams. Throughout the process, one of our expert Mortgage Advisors in Cardiff can provide you with support and answer any queries you may have along the way.
Looking at Getting a First Time Buyer Mortgage in Cardiff?
Speaking to a Mortgage Advisor in Cardiff can be very beneficial if you are looking at starting your mortgage journey and want to know if you are eligible. It can save you a lot of time and money in the long run.
Your expert advisor will look at your circumstance and find you the most appropriate deal as soon as you are prepared to make a mortgage application.
One of our Mortgage Advisors in Cardiff will look at your affordability so they can match you with the right lender. They will determine this by looking into your annual salary as well as other income you bring. Along with this, they will look at how you manage your outgoings and finances as well as your credit history. All of this will provide an indication of the amount you can borrow.
The mortgages available to you will also be impacted by the amount you want to deposit.
Here at Cardiffmoneyman, we have access to a large panel of lenders with knowledge of their various criteria. Our team can find you the most appropriate deal by looking at your income, expenditure and credit history to get an overall idea of your financial circumstance.
What Schemes Are Available to Help First Time Buyers in Cardiff?
There are many government schemes out there that are designed to help First Time Buyers fulfil their homeowning dreams. Some of these include Help to Buy Equity Loan, Lifetime ISAs as well as the Right to Buy Scheme. Have a look at our guides section of our website if you are looking for more insight about these.
Our team of Mortgage Advisors in Cardiff understand everything that is going on regarding the scheme available so will be able to answer any questions you may have about these.
How does it work?Get a quote nowMeet your advisor