Let us Find you the Perfect Remortgage!
Towards the end of your mortgage term, it is advised that you start thinking about arranging a possible Remortgage. This is where your dedicated Mortgage Advisor will take a look at your current deal and see if they can move you over to one with better rates.
If you are a previous customer of ours and are yet to get in touch with us, you will usually be sent a reminder around 6 months before your term is due to finish, allowing us sufficient time to kickstart the process and get you sorted.
Remortgage rates mostly keep in line with the base rate of the Bank of England. As we write this, interest rates have been at their lowest since March 2009. This means that those who are presently on higher rates may possibly be able to transfer to a lower rate, allowing for potential savings on mortgage repayments.
The “property chain” can generally be avoided when it comes to Remortgage time, due to you already being in possession of a property. It is our job to ensure the process goes as quickly and as smoothly as possible.
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