Speak to an Advisor 7 days, 8am - 10pm
Speak to an Advisor 7 days, 8am - 10pm
If you are currently looking at getting mortgage advice for a Buy to Let in Cardiff, our open & honest mortgage advisors in Cardiff are here to lend a helping hand. Whether you’re ready to take that first step and become a landlord or already have a lot of experience in being a landlord, we have a lot of industry knowledge on Buy to Let in Cardiff.
As a trusted mortgage broker in Cardiff that works hard to help our customers achieve their goals, we have helped many different property investors in securing fantastic buy to let mortgage deals. Our dedicated team will take a look through 1000s of unique mortgage products, in order to find you the most suitable mortgage deal for your circumstances.
If you would like your purchase of a buy to let property via your limited company (known as a Special Purpose Vehicle, or SPV for short), our hard working team of mortgage advisors in Cardiff have lots of experience in working on this too, and will be more than happy to discuss your mortgage options.
For those who are looking at taxation benefit comparisons, then you will need to contact an experienced tax advisor as they will be able to appropriately advise you on this topic.
Though we typically help customers with standard residential buy to let purchases in Cardiff, we do have the ability to help with HMOs (House of Multiple Occupancy) and holiday lets too, so if you need any help with one of these, book your free initial mortgage appointment with a buy to let expert in Cardiff and we’ll see how we can help.
Most lenders typically require a deposit of 20-40% of the property value for a mortgage, although this may vary depending on factors such as your property portfolio size, circumstances, and credit score. These variables will also determine how much you can borrow for a mortgage.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.
Our Customers Love Us
5.00 Rating19 Reviews
Adam
Very helpful throughout the process and on the phone, helpful during the buying process to understand what mortgage rates I would be likely to get and advice on what properties were less suitable than others for offers.
Daniela
Very helpful throughout the whole process. Useful advice and no nonsense. Worked quickly and I received regular updates and did not need to chase people up for things to get done. Very satisfied and will definitely use the service again if needed in...
Lewis
Wayne was absolutely fantastic, and a pillar of support before, during and after we obtained our mortgage offer. I would absolutely recommend Wayne and MoneyMan again!
Eilish
Great service
Adrian
Excellent service
John
Wayne was great throughout whole process of buying our first home, he gave us great confidence and simplified the whole process for us. Would defintiely recommend.
Jack
Matt, Jo and all those involved have been excellent it helping me and my partner navigate the mortgage process. Their guidance have been invaluable and without the support we would have really struggled. Would highly recommend.
Anonymous
Brilliant service. Quick response to any questions we had and explained everything clearly. Kept the process moving for us which was greatly appreciated. Thanks!!
Justine
As a first time buyer and someone who doesnt know much about the process, Malcolm and the team were very informative and helpful during the entire process. We were allowed to ask a list of questions about our blind-spots to do with taking on a...
Matthew
Can’t thank Cardiffmoneyman enough in helping me buy my first home. Leo my appointed advisor has been monumental in getting me the best deal and explaining the whole process and making it as easy as possible in what would be a stressful time. Also...
Elizabeth
Excellent service . Dan explained equity release clearly and ensured I got the best interest rate.
Owain
Cardiffmoneyman have been fantastic at guiding me through the home buying process. Great and friendly communication with excellent pacing on the amount of information presented at once. Truly helped simplify the home buying process.
Charleigh
Very efficient, communication was excellant, and really helped as first time buyers advising the steps as we went!
Daniel
Matt has been brilliant throughout the whole process, very knowledgeable and helpful. The process has been smooth throughout. The application was submitted on Wednesday and the mortgage offer was approved by Friday! Talk about that for service.
Jane
I recently had the pleasure of working with UK Moneyman, and I couldn't be more impressed with the level of professionalism and care that they provided me. As someone with a poor credit rating at the age of 60, I never thought it would be possible...
Josh
Leanne was very friendly, build up an instance rapport and helped me with my all questions prior to my meeting with another Advisor tomorrow. Thank you Leanne for your help. Josh 😀
Thomas
Cardiffmoneyman has been perfect for us as First Time Buyers. Charlie & Leo were both great at sorting everything out for us promptly and explaining things clearly. Everyone we’ve spoken has been super friendly and helpful. We’re very grateful...
Stacie
We were recommended to use Cardiffmoneyman, by friends who used them looking to remortgage. They were fantastic. From start to finish, we were kept informed throughout the entire process, and their working hours were handy, as I and my husband both...
Emma
Jason was great! Being self employed I thought I would never get a mortgage, but here we are and im happily moving into my new home. Couldn't have done this without you and your team, thank you!
If you want to know what investment goals are realistic, it’s a good idea to consult a buy to let mortgage advisor in Cardiff.
During your appointment, the advisor can help you decide whether it’s better to opt for an interest-only buy to let mortgage or a repayment mortgage.
Our mortgage advisors in Cardiff have access to thousands of mortgage deals, which they can search through to find the most suitable buy to let mortgage product that can help you achieve your investment goals.
Once they find the right mortgage, they can provide you with a mortgage agreement in principle that can support your property purchase offers.
Once your offer has been accepted, your mortgage advisor in Cardiff will submit your full mortgage application and send any required documents to the lender.
During this process, the lender will assess your projected rental income to make sure you can afford all the monthly payments and any additional costs.
Regardless of whether you’re a new or experienced landlord with multiple properties, it’s important to have relevant insurance coverage to protect you during tough times.
We’ll also contact you when your buy to let mortgage needs to be renewed to make sure you have the most appropriate deal for your investments.
As an expert mortgage advisor that helps out with your Buy to Let in Cardiff, we will be on hand to provide guidance and support all throughout your mortgage journey. This is from your first point in contact, until your mortgage completes and beyond.
We always ensure that our advisors are up to date with the most recent legislation and lending criteria for buy to let in Cardiff, which in turn means we can make sure all of our customers are we informed and given professional and accurate mortgage advice in Cardiff.
Our fast & friendly mortgage administrators and advisors will aim to give you a clear and simple mortgage process, through each step of your mortgage experience.
Our team of open & honest mortgage advisors here at Cardiffmoneyman are very experienced in helping customers with a buy to let in Cardiff, gaining lots of knowledge from helping customers to make a portfolio purchase.
We like to reduce the stress from landlords, taking on the complex part of the process for them, and forming working relationships that leads many to get back in touch for further purchases or remortgages.
Our service is available every day of the week, from early until late, including weekends and some bank holidays. It’s our goal to help you across any hurdles you encounter throughout your process.
To learn more about our service and why so many chose us for mortgage advice on a Buy to Let in Cardiff, please take a look at our amazing reviews, left by genuine customers who were happy with the mortgage advice they received!
Our Home Buying App is a digital mortgage coach designed to help you save up, plan, and track your home buying journey – whether you’re buying your first home, or fancy a move.
Download For Free
Read our 19 Reviews
Cardiffmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Cardiffmoneyman 2009–2026
Contact
Follow Us
Cardiffmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Cardiffmoneyman 2009–2026
Speak to an Advisor
7 Days a Week, 8am – 10pm
We value your privacy
This website uses cookies. If you continue to use the site, we will assume that you agree with our use of cookies.
