If you’re looking for a mortgage over 60 in Cardiff, rest assured, you have plentiful options. As a mortgage broker in Cardiff, we’re more than ready to help in a multitude of situations:
Our mission is to streamline the process as much as possible, regardless of your unique personal circumstances.
After speaking with our mortgage advisors in Cardiff, we’ll look at your mortgage options. Here are the options we will look at with you:
Considering an equity release mortgage over 60 in Cardiff should be seen as a final resort. There is a wide range of mortgage options available to explore with you first.
Speaking with a mortgage broker in Cardiff can prove invaluable when trying to get a mortgage. Getting a mortgage over 60 in Cardiff is not always easy, and that’s why we are here to help! Our role is to evaluate all the mortgage possibilities available to you and strive to find a financial solution that’s cost-efficient over the long term.
You can rest assured knowing that your mortgage advisor in Cardiff will not propose a solution that doesn’t align with your objectives and personal financial standing.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £995.
You should always think carefully before securing a loan against your property.
A lifetime mortgage will reduce the value of your estate and may affect your entitlement to means tested benefits.
Clearing existing mortgage with a lifetime mortgage may result in higher cost of borrowing.
Our Customers Love Us
5.00 Rating17 Reviews
Lewis
Wayne was absolutely fantastic, and a pillar of support before, during and after we obtained our mortgage offer. I would absolutely recommend Wayne and MoneyMan again!
1 month ago
Eilish
Great service
7 months ago
Adrian
Excellent service
11 months ago
John
Wayne was great throughout whole process of buying our first home, he gave us great confidence and simplified the whole process for us. Would defintiely recommend.
1 year ago
Jack
Matt, Jo and all those involved have been excellent it helping me and my partner navigate the mortgage process. Their guidance have been invaluable and without the support we would have really struggled. Would highly recommend.
1 year ago
Anonymous
Brilliant service. Quick response to any questions we had and explained everything clearly. Kept the process moving for us which was greatly appreciated. Thanks!!
1 year ago
Justine
As a first time buyer and someone who doesnt know much about the process, Malcolm and the team were very informative and helpful during the entire process. We were allowed to ask a list of questions about our blind-spots to do with taking on a...
1 year ago
Matthew
Can’t thank Cardiffmoneyman enough in helping me buy my first home. Leo my appointed advisor has been monumental in getting me the most suitable deal and explaining the whole process and making it as easy as possible in what would be a stressful...
1 year ago
Elizabeth
Excellent service . Dan explained equity release clearly and ensured I got the most suitable interest rate.
1 year ago
Owain
Cardiffmoneyman have been fantastic at guiding me through the home buying process. Great and friendly communication with excellent pacing on the amount of information presented at once. Truly helped simplify the home buying process.
1 year ago
Charleigh
Very efficient, communication was excellant, and really helped as first time buyers advising the steps as we went!
2 years ago
Daniel
Matt has been brilliant throughout the whole process, very knowledgeable and helpful. The process has been smooth throughout. The application was submitted on Wednesday and the mortgage offer was approved by Friday! Talk about that for service.
2 years ago
Jane
I recently had the pleasure of working with UK Moneyman, and I couldn't be more impressed with the level of professionalism and care that they provided me. As someone with a poor credit rating at the age of 60, I never thought it would be possible...
2 years ago
Josh
Leanne was very friendly, build up an instance rapport and helped me with my all questions prior to my meeting with another Advisor tomorrow. Thank you Leanne for your help. Josh 😀
3 years ago
Thomas
Cardiffmoneyman has been perfect for us as First Time Buyers. Charlie & Leo were both great at sorting everything out for us promptly and explaining things clearly. Everyone we’ve spoken has been super friendly and helpful. We’re very grateful...
5 years ago
Stacie
We were recommended to use Cardiffmoneyman, by friends who used them looking to remortgage. They were fantastic. From start to finish, we were kept informed throughout the entire process, and their working hours were handy, as I and my husband both...
5 years ago
Emma
Jason was great! Being self employed I thought I would never get a mortgage, but here we are and im happily moving into my new home. Couldn't have done this without you and your team, thank you!
5 years ago
When scheduling a free initial mortgage appointment with our later life mortgage advisors in Cardiff, we can have an in-depth discussion about your over 60 mortgage options.
While releasing equity and obtaining lifetime mortgages are still viable options, we view them as solutions of last resort. We believe that there may be a more appropriate alternative that is tailored to your unique situation.
Once we find the perfect solution for you, we can begin preparing your mortgage application. From this point, you will be paired with a case manager who will specialise in your case.
We will also recommend insurances to take out alongside to financially cover you in the event of your death or diagnosis of a critical illness. This is just a recommendation, not an obligation.
We offer a free initial mortgage appointment to every customer. This can be readily organised by booking online or giving our team a call to start your process.
During this discussion, we will examine your individual and financial situation to determine which mortgage choices may be most beneficial for you in your circumstances.
As your mortgage broker in Cardiff, we are here to help through your whole mortgage journey, from start to finish!
Our goal is to take all of the stress away from getting a mortgage over 60 in Cardiff. We undertake all the necessary paperwork and try to find the perfect mortgage product that aligns with both your personal and financial circumstances.
For more than twenty years, we have been helping clients secure a mortgage over 60 in Cardiff. Regardless if the situation is intricate or straightforward, we’re confident in our expertise to support you.
Our mission is to provide clear and proficient mortgage advice in Cardiff, accompanying you at each stage of the process. We guarantee to keep you completely in the loop and involved throughout the entire procedure.
Our committed team stands by to support you seven days a week, even working the majority of bank holidays. We strive to be accessible at times which suit you best.
Regardless of whether it’s early morning or evening, we’re prepared to answer all your questions concerning obtaining a mortgage over 60 in Cardiff.
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