Help to Buy in Cardiff – Mortgage Advice Across All Schemes
The government Help to Buy Scheme is always a very popular choice for first time buyers looking to get onto the property ladder.
With a mortgage advisor in Cardiff by your side, you’ll have a helping hand over any hurdles that come your way, and a hopefully be able to enjoy a much easier, stress-free mortgage process.
A dedicated member of our mortgage advice team will be here to provide both guidance and support, through each step of your mortgage journey. We aim to keep our customers well informed with updates or changes to their case, as well as any other important changes you need to be wary of.
Our mortgage advisors in Cardiff will always be on hand, waiting to assist with all the needs of our customers. We always strive to make the process easy to follow, ensuring you are fully aware of how a Help to Buy in Cardiff works, answering any questions you have along the way.
How do you qualify for a Help to Buy in Cardiff?
When you get in touch for expert mortgage advice in Cardiff, we will take a look at your circumstances to help determine whether or not you qualify for the government Help to Buy Scheme.
To learn more about the figures, please take a look at the government Own Your Home website.
In terms of the maximum mortgage amount you would have access to, that is entirely dependant on your personal and financial situation. To learn more about this, book yourself in for a free mortgage appointment today and we’ll take a look at your case.
You must always remember that under no circumstances are you allowed to purchase a second home with the help of this scheme. You are also strictly prohibited from taking part in any part-exchange or sub-letting deals on your home.
Help to Buy Shared Ownership
If the Help to Buy Scheme isn’t quite right for you, there is also the Help to Buy Shared Ownership Scheme. This allows you to purchase a share in a property, rather than the full amount.
Typically, we find that people will purchase between 25% to 75% of their home, though on some specific occasions you may be able to purchase a smaller percentage. The remaining percentage will be paid back as a monthly rental fee to a local authority.
If you are struggling to afford the full amount of a purchase, the Help to Buy Shared Ownership scheme can be a great tool for first time buyers to utilise, as a means of getting onto the property ladder.
To look more in-depth at the details of this scheme, get in touch with a Mortgage Advisor in Cardiff or take a look at the government Own Your Home website.
As an experienced mortgage broker in Cardiff, we have a great deal of knowledge regarding all of the schemes for Help to Buy in Cardiff. Book your free mortgage appointment and we’ll get started on your process.
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