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Help to Buy in Cardiff
Across All Schemes

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Help to Buy in Cardiff
Across All Schemes

Discuss with a mortgage advisor in Cardiff your options of a Help to Buy government scheme mortgage. Turing your dream home into a reality with expert guidance.

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Mortgage advice for Help to Buy in Cardiff, across all available schemes.

The government Help to Buy Scheme is always a very popular choice for first time buyers looking to get onto the property ladder.

With a mortgage advisor in Cardiff by your side, you’ll have a helping hand over any hurdles that come your way, and a hopefully be able to enjoy a much easier, stress-free mortgage process.

A dedicated member of our mortgage advice team will be here to provide both guidance and support, through each step of your mortgage journey. We aim to keep our customers well informed with updates or changes to their case, as well as any other important changes you need to be wary of.

Our mortgage advisors in Cardiff will always be on hand, waiting to assist with all the needs of our customers. We always strive to make the process easy to follow, ensuring you are fully aware of how a Help to Buy in Cardiff works, answering any questions you have along the way.

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Help to Buy in Cardiff </br>Across All Schemes

Helping first time buyers onto the property ladder with a Help to Buy in Cardiff.

The government Help to Buy Scheme is always a very popular choice for first time buyers looking to get onto the property ladder.

With a mortgage advisor in Cardiff by your side, you’ll have a helping hand over any hurdles that come your way, and a hopefully be able to enjoy a much easier, stress-free mortgage process.

A dedicated member of our mortgage advice team will be here to provide both guidance and support, through each step of your mortgage journey. We aim to keep our customers well informed with updates or changes to their case, as well as any other important changes you need to be wary of.

Our mortgage advisors in Cardiff will always be on hand, waiting to assist with all the needs of our customers. We always strive to make the process easy to follow, ensuring you are fully aware of how a Help to Buy in Cardiff works, answering any questions you have along the way.

What schemes can I access with a Help to Buy mortgage?

The Help to Buy program provides a range of options to assist homebuyers who have a small deposit and are looking for a mortgage. The available schemes include the Mortgage Guarantee Scheme & First-Homes Scheme. If you require further information regarding these schemes, our mortgage advisors in Cardiff are available to assist you and answer any queries you may have about Help to Buy.

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Common FAQs about Help to Buy in Cardiff

Can I access a Help to Buy scheme?

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If you’re searching for a mortgage and have a small deposit, the Help to Buy program can provide you with several options. These options comprise the Mortgage Guarantee Scheme, Shared Ownership, First-Homes Scheme, and the Lifetime ISA. To learn more about these alternatives and get all of your Help to Buy-related questions answered, you can consult with our mortgage advisors in Cardiff.

To help individuals acquire a mortgage with a small deposit, the Help to Buy program provides several schemes such as Shared Ownership, First Homes Scheme, Lifetime ISA, and the Mortgage Guarantee Scheme. Our mortgage advisors in Cardiff can provide you with further information about these schemes, and answer any concerns or questions you may have about the Help to Buy program.

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Our Simple Step by Step Process

Free 30-Minute Mortgage Appointment

Step 1

We understand that your mortgage is a significant investment, and our mortgage advisor in Cardiff will review your income and expenses during your appointment to determine your eligibility and affordability for Help to Buy Schemes in Cardiff.

We Can Search 1000s of Mortgage Deals

Step 2

Our team will conduct a thorough search of 1000 mortgage products to find the one that best suits your needs. We will also help you obtain a mortgage agreement in principle, which can help support any offers you make on new builds.

Submit Your Help to Buy Application

Step 3

Once your offer is accepted, we will submit your complete mortgage application and supporting documents to the lender. Throughout this process, your dedicated case manager will keep you informed of progress, from the mortgage offer to completion and beyond.

Protecting You and Your Mortgage

Step 4

Our service extends beyond securing the best mortgage deal for you. We will recommend relevant insurance options to protect you and your loved ones. Additionally, we will contact you when your mortgage deal is about to end to ensure that you are still on the best possible deal.

Reasons to Choose us

Free Mortgage Appointment

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During your free initial mortgage appointment, your designated mortgage advisor in Cardiff will run through the mortgage figures with you, providing an estimate of the running costs and monthly mortgage payments that you’ll have to pay.

Once you make contact with a trusted mortgage advisor in Cardiff, you will benefit from a constant and full mortgage support system all the way until mortgage completion, and even beyond that.

1000's of Deals

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As a mortgage broker in Cardiff that has well over two decades of providing customers with expert mortgage advice in Cardiff, we have helped lots of customers to achieve mortgage success and have gained lots of experience in understanding the criteria for various mortgage types.

Our Service

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Take a look at our genuine customer reviews and you’ll come to realise why so many choose us for mortgage advice when they are looking to purchase a home with a Help to Buy in Cardiff. Furthermore, you’ll see why so many come back to us, once it is time for them to remortgage.

We also have the ability to help you with things like surveyors or solicitors, being able to point you in the right direction for these. We can also recommend property surveys and even help to liaise with the estate agents or other third parties if applicable.

7 Days a Week

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Book your free mortgage appointment with an experienced Help to Buy mortgage advisor in Cardiff, and we’ll see how we can help you.

Malcolm and Amy Davidson - Mortgage Advice in Cardiff

We Search 1000s of Help to Buy Mortgages in Cardiff

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HSBC
Nationwide
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Santander
Natwest Mortgage Advice
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Accord Mortgages
Aldermore Mortgage Lender
Beverley Building Society
Kent Reliance
Virgin Money & Mortgages
Leeds Building Society
Scottish Widows
Foundation Home Loans

Different Types of Help to Buy Scenarios in Cardiff

Help to Buy in Cardiff – Do I Qualify?

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Before we can start with your mortgage application to see if you are eligible for a Help to Buy Mortgage in Cardiff, we will need to check if you qualify for any of the available Help to Buy schemes.


If you would any clarifications about the different types of schemes that you may have access to use, don’t hesitate to get in touch to speak with one of our expert Help to Buy mortgage advisor in Cardiff.


You must not have ownership of another property when you look at buying your new home with a Help to Buy in Cardiff. Also, it is very important that you remember that subletting and part-exchange is strictly banned.


Find out more helpful information about the Help to Buy schemes available to you at Own Your Own Home.

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Cardiffmoneyman.com & Cardiffmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.

UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.

Authorised and Regulated by the Financial Conduct Authority.

We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk

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