Speak to an Advisor 7 days, 8am - 10pm
Speak to an Advisor 7 days, 8am - 10pm
For some applicants, getting a mortgage can be a fairly straightforward process, just lengthy, however, others can experience a very difficult time and may find it tricky to find a deal that is suitable for their personal and financial situation. We hate seeing struggling applicants and that’s why we want to offer a helping hand.
It can be a shock to find out that you’ve been declined for a mortgage; don’t let it get you down, come to your mortgage broker in Cardiff and we will see what we can do to help!
Our Specialist mortgage advisors in Cardiff have access to 1000s of mortgage products. Our large panel of specialist lenders hold many different kinds of deals and it’s your advisor’s job to try and pick one out for you.
If you have been declined by your bank, it is important that you do not keep applying for lots of different deals through the same or different banks. There will be a reason why you have been declined. Your Mortgage Advisor in Cardiff may be able to identify the reason why you have been declined and will search for deals that you will be able to access in your current situation.
We will try and do everything that we can to get you a deal that is tailored to your personal and financial situation.
Managing your finances can be challenging, and missing outgoing payments can negatively impact your credit score, potentially leading to bad credit in Cardiff. The number on your credit score depends on the types and frequency of missed payments.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.
Our Customers Love Us
5.00 Rating17 Reviews
Lewis
Wayne was absolutely fantastic, and a pillar of support before, during and after we obtained our mortgage offer. I would absolutely recommend Wayne and MoneyMan again!
1 month ago
Eilish
Great service
7 months ago
Adrian
Excellent service
11 months ago
John
Wayne was great throughout whole process of buying our first home, he gave us great confidence and simplified the whole process for us. Would defintiely recommend.
1 year ago
Jack
Matt, Jo and all those involved have been excellent it helping me and my partner navigate the mortgage process. Their guidance have been invaluable and without the support we would have really struggled. Would highly recommend.
1 year ago
Anonymous
Brilliant service. Quick response to any questions we had and explained everything clearly. Kept the process moving for us which was greatly appreciated. Thanks!!
1 year ago
Justine
As a first time buyer and someone who doesnt know much about the process, Malcolm and the team were very informative and helpful during the entire process. We were allowed to ask a list of questions about our blind-spots to do with taking on a...
1 year ago
Matthew
Can’t thank Cardiffmoneyman enough in helping me buy my first home. Leo my appointed advisor has been monumental in getting me the most suitable deal and explaining the whole process and making it as easy as possible in what would be a stressful...
1 year ago
Elizabeth
Excellent service . Dan explained equity release clearly and ensured I got the most suitable interest rate.
1 year ago
Owain
Cardiffmoneyman have been fantastic at guiding me through the home buying process. Great and friendly communication with excellent pacing on the amount of information presented at once. Truly helped simplify the home buying process.
1 year ago
Charleigh
Very efficient, communication was excellant, and really helped as first time buyers advising the steps as we went!
2 years ago
Daniel
Matt has been brilliant throughout the whole process, very knowledgeable and helpful. The process has been smooth throughout. The application was submitted on Wednesday and the mortgage offer was approved by Friday! Talk about that for service.
2 years ago
Jane
I recently had the pleasure of working with UK Moneyman, and I couldn't be more impressed with the level of professionalism and care that they provided me. As someone with a poor credit rating at the age of 60, I never thought it would be possible...
2 years ago
Josh
Leanne was very friendly, build up an instance rapport and helped me with my all questions prior to my meeting with another Advisor tomorrow. Thank you Leanne for your help. Josh 😀
3 years ago
Thomas
Cardiffmoneyman has been perfect for us as First Time Buyers. Charlie & Leo were both great at sorting everything out for us promptly and explaining things clearly. Everyone we’ve spoken has been super friendly and helpful. We’re very grateful...
5 years ago
Stacie
We were recommended to use Cardiffmoneyman, by friends who used them looking to remortgage. They were fantastic. From start to finish, we were kept informed throughout the entire process, and their working hours were handy, as I and my husband both...
5 years ago
Emma
Jason was great! Being self employed I thought I would never get a mortgage, but here we are and im happily moving into my new home. Couldn't have done this without you and your team, thank you!
5 years ago
Discuss the challenges you are currently faced with and what you are looking to achieve with a trusted mortgage advisor in Cardiff.
During your free initial mortgage appointment with a mortgage advisor in Cardiff, you will need to provide information about your income and expenses to determine your affordability.
Although certain circumstances may limit your options, we will search through 1000 deals to find the most suitable solution for you.
Our next step is to obtain an agreement in principle, which can be used to support any purchase offers you make.
Once you accept a purchase offer, your mortgage advisor in Cardiff will proceed to submit your full mortgage application and relevant evidence documents.
Throughout the process, your dedicated case manager will keep you informed until you receive your mortgage offer and complete your purchase.
Our service goes beyond merely obtaining the most suitable deal. We will also advise you on relevant insurance policies to safeguard you and your family financially.
We will contact you again when your mortgage is due for renewal to ensure that you are still on the most favorable deals.
Your free initial mortgage appointment awaits with a dedicated Mortgage Advisor in Cardiff. Once you book your free initial mortgage appointment online, you will be able to talk one-to-one with your own advisor who has been chosen for you based on your circumstances.
We are open 7 days a week so that you can get in touch at a time that suits you. Put your personal and working life first, then have your mortgage appointment with an advisor.
Our huge catalogue of mortgage lenders features both high street and specialist names. Each lender holds their own unique products that match various types of mortgage situations.
Our job is to try and locate the perfect deal for you based on the information that you provided us with during your free initial mortgage appointment in Cardiff. We will always put you first; we want the best for you in all cases.
We’ve been working with complex mortgage situations for over 20 years now. Each of our Mortgage Advisors in Cardiff is fully qualified and trained to help you through your mortgage. They will try their best in every situation, no matter what they are faced with.
Over time, we have managed to learn the ins and outs of our lender’s products and how to find the perfect one for each client. We will evaluate your personal and financial situation and then take it from there.
Customer service is at the heart of our company, we always go above and beyond for customers to ensure that they receive the best service possible. Take a look at our amazing reviews to see what others have thought about our levels of customer service.
Read our 17 Reviews
Cardiffmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Cardiffmoneyman 2025.
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Cardiffmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Cardiffmoneyman 2025.
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