It's Free to Speak to an Advisor, 7 days, 8am - 10pm

Cardiffmoneyman Mortgage Broker UK - M Shape

Mortgage Broker in Aberystwyth

& Surrounding Areas

It's free to speak with a mortgage advisor 7 days a week, 8am - 10pm

029 2010 2804Speak to an Advisor - It's Free!
Malcolm Davidson - Managing Director of Cardiffmoneyman

Mortgage Broker in Aberystwyth

& Surrounding Areas

It's free to speak with a mortgage advisor 7 days a week, 8am - 10pm

Speak to an Advisor - It's Free! 029 2010 2804

Fast & friendly mortgage advice in Aberystwyth.

Providing specialist mortgage advice in Aberystwyth, we are here to help you throughout your mortgage journey. From the initial enquiry, we will work hard to find you a mortgage which meets your individual and financial needs. Once we have found the ideal deal for you, we can start preparing your mortgage application.



Having been a trusted advisor to many different types of customers for over 20 years, we have gained an extensive understanding of each type of mortgage and the many complex scenarios that can arise. We are well-equipped to deal with any complex cases that come our way and strive to secure the best possible mortgage offer for you.

Book Online
Popular Mortgage FAQs in Aberystwyth

Book your free mortgage appointment online today.

Customers are raving about our Mortgage Advisors in Aberystwyth. We are proud to be able to assist our customers in getting the best mortgage deal possible. All of our customers are given a free mortgage appointment. We aim to make the home buying process stress-free and easy so that our customers can focus on the more important things. Get in touch with us today to book your free mortgage appointment!

Our Reviews

Popular Mortgage FAQs in Aberystwyth

First Time Buyer in Aberystwyth

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As a Mortgage Broker in Aberystwyth, we provide lots of first time buyers in Cardiff and the surrounding areas with the necessary assistance to take that first step onto the property ladder. With so much to consider, it can be rather daunting for those who have never gone through this process before. That’s why we want to lend a helping hand.



To begin, we’ll review your affordability for a mortgage in Aberystwyth and work out how much you can borrow. This will help us identify the best mortgage products that fit your individual and financial circumstances. Bear in mind that your Mortgage Advisor in Aberystwyth will search for deals tailored to your unique needs.



For first time buyer Mortgage Advice in Aberystwyth, book a free mortgage appointment, contact our team or read our first time buyer mortgage guides.

Moving Home in Aberystwyth

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If you are moving home in Cardiff and the surrounding area, you could benefit from the help of an experienced mortgage broker in Aberystwyth. Our advisors can assist you in setting up a new mortgage, or if possible, porting your existing one to a new property. This will allow you to focus on finding your dream home, while we take care of the mortgage details.

Buy to Let in Aberystwyth

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New and existing buy-to-let landlords could benefit from our specialist mortgage advice service. We have forged strong relationships with local landlords over the years as a mortgage broker in Aberystwyth and would love to work with you next.



We have a range of lenders on our panel, each providing varied buy-to-let mortgage products. We can search through thousands of buy to let mortgages in Cardiff and the surrounding area to try and find the best one for you and your property. We will also take your financial and personal circumstances into account when selecting a product.



Please be aware that typically you will require a 20% deposit for a buy-to-let mortgage in Aberystwyth.

Remortgage in Aberystwyth

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Finding a reliable and experienced mortgage broker in Aberystwyth who understands the remortgage process can be extremely beneficial. At our firm, we have over 10 years of experience in the mortgage industry and are knowledgeable in all areas of remortgaging in Cardiff. We understand the process and can help you find the best remortgage deal available in your area.



If you live in Cardiff or the surrounding area and are looking to remortgage, get in contact with us today! We can use our knowledge and expertise to help you find the best deal and secure your new mortgage.

Our Customers Love Us

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Our Simple 4-Step Process

Book Online

Step 1

Book a free mortgage consultation in Aberystwyth. We’ll match you with a Mortgage Advisor in Aberystwyth taking into account the details you’ve given us.

Free Mortgage Apppointment

Step 2

At your free mortgage meeting, your Mortgage Adviser in Aberystwyth will collect some details from you so that they can determine what kinds of mortgages you may qualify for.

Finding a Suitable Product

Step 3

We can offer you a mortgage recommendation. It is your decision if you would like to pursue this arrangement with us.

Submit Your Application

Step 4

We are here to help you with the preparation of your mortgage application so that it is ready to be submitted – all that’s left to do is wait! Whether you are looking for a mortgage broker in Aberystwyth or just want to know more about the process, we can provide the answers to your questions.

Reasons to Choose Us For Mortgage Advice in Aberystwyth

Free Appointment in Aberystwyth

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Finding a mortgage broker in Cardiff and Aberystwyth is simple with our online booking system. You can easily book a meeting at any time that fits with your daily plan. Our experts are knowledgeable and experienced in helping you to find the right mortgage for you.

Search 1000s of products

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We have a team of experienced mortgage advisors who can assist you in finding the best mortgage for your circumstances. Our advisors are experts in all aspects of the mortgage process, from the initial enquiry to completion. Whether you are a first-time buyer, a home mover, or looking to remortgage, our advisors can help you find the right deal.



At our brokerage, we understand that everyone has different financial needs, and we are committed to finding the most suitable mortgage for you. We can search through hundreds of different products from lenders all over the UK, to find the one that best suits your requirements.



Our advisors can also provide you with advice on additional products such as buildings insurance, life insurance, and home emergency cover, to ensure that you are fully protected. For those looking to purchase property in Aberystwyth, our advisors can help you find the perfect mortgage broker in the area.

Our Service

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If you are looking for a mortgage broker in Aberystwyth, we are here to help. Our team of advisors will take the time to understand your needs and provide a tailored solution for you. We are committed to providing you with the highest quality service and peace of mind that your finances are in safe hands.



Our advisors will work with you to find the best deal for your circumstances and provide clear and concise guidance throughout the process. We are always available to answer any questions you may have and provide you with the best possible advice.



We strive to provide a service that is second to none and always strive to exceed expectations. Get in touch today and see how we can help you!

7 Days a Week

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We are here to help you make your dream home come true. We have a highly experienced mortgage broker in Aberystwyth who can provide you with expert advice and help you find the best mortgage deal.



We understand that the mortgage process can be complicated and daunting, so we do our best to make it as easy and stress free as possible. Our team is on hand to answer any of your questions and guide you through the process every step of the way.



We are committed to finding you the best mortgage deal available, so you can make your dream home a reality. Our mortgage broker in Aberystwyth is here to help you every step of the way, so you don’t have to worry about a thing.



We understand that everyone’s circumstances are different and that is why our mortgage broker in Aberystwyth is dedicated to finding the best mortgage deal for you. We are open 7 days a week, which means you can contact us at a time that best suits you. Our team of experts is here to help you through the whole process, so you don’t have to worry about a thing.

Malcolm and Amy Davidson - Mortgage Advice in Cardiff

Common Mortgage Questions in Aberystwyth

Declined by your Bank in Aberystwyth

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If you have been refused a mortgage in the past, it may be time to seek out Mortgage Advice in Aberystwyth. Reapplying for products and being declined could have a significant effect on your credit score, and this could damage your ability to get accepted for a mortgage.



We require an up-to-date version of your credit report early on in the mortgage process. This will help us to assess your credit rating and how you manage your finances.



If you are having difficulty beginning the mortgage process, don’t hesitate to contact us. We are a Mortgage Broker in Aberystwyth and it’s our job to aid you. You can book a free mortgage consultation online or phone us to ask a question – the choice is yours!

How does our free initial mortgage consultation work in Aberystwyth?

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Your first step to finding your ideal mortgage is to arrange a free initial consultation with your mortgage broker in Aberystwyth. This free consultation will last for around 30-60 minutes and will give you the chance to discuss your needs and financial situation with a dedicated mortgage advisor. They will use this information to find the perfect mortgage deal for you.

How much deposit do I need for a mortgage in Aberystwyth?

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In general, a deposit of 5% is typically needed when obtaining a mortgage. Nonetheless, contingent on your credit background, your lender may require a 10-15% deposit.



If you’re looking to get a mortgage, you might want to consult with a mortgage broker in Aberystwyth. They’ll be able to advise you on the best options to suit your individual circumstances.

Can I get a mortgage with bad credit in Aberystwyth?

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It is always best to get help from a mortgage broker in Aberystwyth. They will be able to advise you on the best mortgage deal to suit your circumstances. They will also be able to take you through the application process and help you to understand the terms and conditions.



It is worth noting that having bad credit does not mean you will automatically be refused a mortgage. Each case is treated differently and it is always worth trying.



Getting a mortgage with bad credit can be possible, although it might be a bit more difficult. A higher deposit may be required, but it is still achievable. It is best to get help from a mortgage broker in Aberystwyth, who can advise you on the most suitable option for your circumstances.



Remember, just because you have a bad credit history, it doesn’t mean you will be turned down for a mortgage. Different cases are always looked at individually and it’s worth giving it a go.

We search 1000s of mortgage deals in Aberystwyth

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Cardiffmoneyman.com & Cardiffmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.

UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.

Authorised and Regulated by the Financial Conduct Authority.

We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk

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Speak to an Advisor – It’s Free!
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