It's Free to Speak to an Advisor, 7 days, 8am - 10pm
Mortgage Broker in Bangor
& Surrounding Areas
It's free to speak with a mortgage advisor 7 days a week, 8am - 10pm
029 2010 2804Speak to an Advisor - It's Free!
Mortgage Broker in Bangor
& Surrounding Areas
It's free to speak with a mortgage advisor 7 days a week, 8am - 10pm
Speak to an Advisor - It's Free! 029 2010 2804
Read our 9 Reviews
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Google Reviews
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Fast & friendly mortgage advice in Bangor.
Providing expert mortgage advice in Bangor, we are here to help you through your entire mortgage journey. From the initial enquiry, we will strive to find you the perfect mortgage deal which suits your personal and financial circumstances. Once we have secured the right deal for you, we can start preparing your mortgage application.
Having worked with a variety of customers for over two decades, we understand all types of mortgages and the diverse situations that come with them. We frequently encounter complex cases and will always do our utmost to get you the best offer possible. So, if you’re looking for a mortgage broker in Bangor, book an appointment with us today.
Book your free mortgage appointment online today.
At Cardiffmoneyman, we pride ourselves on providing the best service possible, and our customers are testament to that.
We strive to make the home buying process as straightforward as can be. Our team break down each step of the process for our customers. Our Mortgage Advisors in Bangor possess the expertise and skill to make the mortgage process as stress-free as possible. All you need to do is get in touch with us by making a call to us or booking a free mortgage appointment online.
Popular Mortgage FAQs in Bangor
First Time Buyer in Bangor
As a Mortgage Broker in Bangor, we work with lots of first time buyers in Cardiff and its surrounding areas, who are looking to take that initial step onto the property ladder. We understand it can be overwhelming for those who are unfamiliar with the process – that is why we want to be there to provide assistance.
First off, we will assess your affordability for a mortgage in Bangor, determining how much you can borrow. This will help us decide what type of mortgage products would be suitable for you. Your Mortgage Advisor in Bangor will be looking at deals that best fit your personal and financial circumstances.
If you require first time buyer Mortgage Advice in Bangor, you can book a free mortgage appointment, speak to our team or read through our first time buyer mortgage guides.
Moving Home in Bangor
If you’re moving home in Cardiff and the surrounding areas, you’ll likely have encountered the process before. Although it can be a stressful time, you’ll also need to factor in selling a property this time.
Our experienced mortgage advisors in Bangor are here to help, arranging a new mortgage or, if it’s a possibility, porting your mortgage to your new property. That way, you can relax and search for your new home, safe in the knowledge that we’ll take care of the mortgage.
Buy to Let in Bangor
If you’re a new or existing buy to let landlord in the Bangor area, our expert mortgage advice service will be of great benefit to you. We’ve built up many strong relationships with local landlords over the years working as a Mortgage Broker in Bangor, and we would be delighted to work with you.
We have a variety of lenders on our panel, each offering a selection of buy to let mortgage products. We can search through 1000s of mortgages in and around Cardiff to try and find the most suitable one for you and your property. We take into account your personal and financial circumstances when selecting a product.
It’s important to bear in mind that you usually need a 20% deposit for a buy to let mortgage in Cardiff.
Remortgage in Bangor
We are a mortgage broker in Bangor who can help you if you are looking for a remortgage in Cardiff and surrounding areas. We provide a friendly and professional service and have access to some of the UK’s best deals. Contact us today to discuss your options and make sure you get the best deal available to you.
Our Customers Love Us
5.00 Rating9 Reviews
Elizabeth
Excellent service . Dan explained equity release clearly and ensured I got the best interest rate.
2 months ago
Owain
Cardiffmoneyman have been fantastic at guiding me through the home buying process. Great and friendly communication with excellent pacing on the amount of information presented at once. Truly helped simplify the home buying process.
5 months ago
Charleigh
Very efficient, communication was excellant, and really helped as first time buyers advising the steps as we went!
7 months ago
Daniel
Matt has been brilliant throughout the whole process, very knowledgeable and helpful. The process has been smooth throughout. The application was submitted on Wednesday and the mortgage offer was approved by Friday! Talk about that for service.
11 months ago
Jane
I recently had the pleasure of working with UK Moneyman, and I couldn't be more impressed with the level of professionalism and care that they provided me. As someone with a poor credit rating at the age of 60, I never thought it would be possible...
11 months ago
Josh
Leanne was very friendly, build up an instance rapport and helped me with my all questions prior to my meeting with another Advisor tomorrow. Thank you Leanne for your help. Josh 😀
1 year ago
Thomas
Cardiffmoneyman has been perfect for us as First Time Buyers. Charlie & Leo were both great at sorting everything out for us promptly and explaining things clearly. Everyone we’ve spoken has been super friendly and helpful. We’re very grateful...
3 years ago
Stacie
We were recommended to use Cardiffmoneyman, by friends who used them looking to remortgage. They were fantastic. From start to finish, we were kept informed throughout the entire process, and their working hours were handy, as I and my husband both...
3 years ago
Emma
Jason was great! Being self employed I thought I would never get a mortgage, but here we are and im happily moving into my new home. Couldn't have done this without you and your team, thank you!
3 years ago
Our Simple 4-Step Process
Book Online
Book your free mortgage appointment in Bangor. We can match you with a Mortgage Advisor in the area, depending on the details you have provided.
Free Mortgage Apppointment
At your complimentary consultation, your Mortgage Adviser in Bangor will collect details from you to establish which mortgage deals you may be eligible for. They’ll then explain your options and help you to make the most suitable decision for you.
Finding a Suitable Product
We can provide you with a mortgage suggestion. It is then down to you whether to proceed with us and this arrangement. If you type in mortgage broker in Bangor into a search engine, we may be able to locate a suitable broker for you.
Submit Your Application
We can provide assistance to those looking for a mortgage broker in Bangor. We will help you to evaluate potential lenders and the best mortgage deals available. We have expertise in all aspects of the mortgage application process, from researching the best lenders to submitting the application. We can help you find the most competitive rate and make sure you understand all of the terms and conditions of the loan.
Reasons to Choose Us For Mortgage Advice in Bangor
Free Appointment in Bangor
If you’re looking for a mortgage broker in Bangor, our online appointment booking system makes it easy to get advice quickly and conveniently. You can select a date and time that works for you and book your mortgage appointment in no time. With just a few clicks, you can be on your way to getting the right advice for your needs.
Search 1000s of products
Our panel of lenders includes some of the biggest names in the market, and they provide a wide range of products for us to choose from. We can provide advice on mortgages for first-time buyers, remortgages and those looking to move home. We can also help those looking to buy a new home in Bangor.
We take the time to talk to you and understand your needs, and use our specialist knowledge and experience to get you the best deal. We will also take into account any special circumstances you may have, and find the best solution for you.
We have a wealth of experience in the mortgage market and can provide you with advice on the latest mortgage products. We will also work with you to make sure you understand the process and are happy with the outcome. With our help, you can be sure that you are getting the right mortgage for your needs.
Our team of experienced mortgage brokers are on hand to help you find the right mortgage for your needs. We can provide you with advice on the best products available for your particular situation, and help you through the process of finding a mortgage for your new home in Bangor. We understand that the mortgage process can be confusing, so we are here to walk you through it and make sure you get the best deal.
Our Service
We are the go-to mortgage broker in Bangor for tailored advice and reliable service. Our team prides itself on its high standards of customer service and we are dedicated to helping you make the right decision. We will work with you to understand your individual requirements and then find the best deal for you.
Our team of experienced advisors will provide you with the best advice to suit your needs. We will be open and honest with you at all times, so you can be sure that you are getting the best deal. We will keep you informed throughout the process, so you know exactly what is going on.
We take pride in offering our valued clients the best advice when it comes to mortgages. Our team of knowledgeable advisors will work with you to ensure that you get the best deal for your personal and financial situation. We always strive to provide a transparent and reliable service that puts your interests first.
Our team is highly experienced in finding the perfect mortgage for you. We are the go-to mortgage broker in Bangor for tailored advice and reliable service. Our advisors are dedicated to providing the best advice and finding the best deal for you. We will always be open and honest with you, so you can be sure that you are getting the best deal. We will keep you informed throughout the entire process, so you know exactly what is happening.
7 Days a Week
We are proud to offer our customers a friendly and professional service. So, if you are looking for a mortgage broker in Bangor, then look no further! Our team is available 7 days a week to serve you and ensure that your experience is as smooth and stress-free as possible. Your dedicated Mortgage Advisor and your case manager will be with you every step of the way to make sure that your experience is as pleasant as possible.
Common Mortgage Questions in Bangor
Declined by your Bank in Bangor
If you’ve been refused by your bank, you may want to consider seeking Mortgage Advice in Bangor. Applying for products and being repeatedly declined can significantly damage your credit score and reduce your likelihood of being accepted for a mortgage.
In order to get a better understanding of your credit rating and how you manage your finances, we’ll need a recent copy of your credit report at the beginning of the mortgage journey.
If you’re struggling to take the first step, please don’t hesitate to contact our team. We are a Mortgage Broker in Bangor and it’s our role to assist you. You can book a free mortgage consultation online or call us to ask a question – the choice is yours!
How does our free initial mortgage consultation work in Bangor?
Your first mortgage consultation will last approximately 30-60 minutes. You’ll have the opportunity to talk with your devoted Mortgage Advisor in Bangor. They will look to gain an understanding of your mortgage needs and circumstances so they can look for the perfect mortgage options for you and your financial status.
How much deposit do I need for a mortgage in Bangor?
Typically, most High Street Lenders will demand a 5% down payment from you. However, based on your credit score, your lender could require 10%-15%. If you’re having difficulty getting a mortgage from a traditional lender, you might want to consider speaking to a mortgage broker in Bangor. They will help you locate the best mortgage product for your needs and will also be able to negotiate better terms if necessary.
Can I get a mortgage with bad credit in Bangor?
If you’re looking for a mortgage broker in Bangor, it’s important to do your research and make sure that the broker you choose is experienced and qualified in helping people with bad credit. They should be able to help you find the mortgage you need.
It can still be possible to acquire a mortgage, even with a history of credit issues. It may be slightly more challenging, but it isn’t impossible.
You may need to put down a larger deposit if you have a poor credit rating, typically in the region of 10%-15%.
If you’re on the lookout for a mortgage broker in Bangor, it’s important to do your due diligence and ensure that the broker you opt for is skilled and certified in assisting people with bad credit. They should be able to assist you in finding the mortgage you require.
We search 1000s of mortgage deals in Bangor
Read our 9 Reviews
Cardiffmoneyman.com & Cardiffmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk
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Cardiffmoneyman.com & Cardiffmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk
Our Services
Contact
Speak to an Advisor – It’s Free!
7 Days a Week, 8am – 10pm