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It's Free to Speak to an Advisor, 7 days, 8am - 10pm
As a specialist mortgage broker in Cardiff, we understand that County Court Judgments (CCJs) can come in various forms, whether registered against your name recently or some time ago.
Our team has extensive experience in dealing with lenders who are open to offering CCJ mortgages in Cardiff, even if the judgment is still active.
By providing personalised mortgage advice in Cardiff, we’ll help you explore your options and find a suitable mortgage lender despite your credit challenges.
Getting a mortgage with a CCJ in Cardiff can be challenging, but it’s certainly possible with the right guidance.
Depending on your circumstances, lenders may offer mortgages with specific terms such as a higher deposit or interest rate.
As a mortgage broker in Cardiff, we can connect you to specialist lenders offering mortgages with a CCJ in Cardiff, ensuring you find a deal that suits your financial situation.
As a mortgage broker in Cardiff, we specialise in finding mortgages with a CCJ in Cardiff, regardless of your financial history.
Our experienced mortgage advisors in Cardiff will assess your situation, guide you through the process, and identify lenders who are willing to consider your application.
By offering expert mortgage advice in Cardiff, we’ll support you every step of the way, increasing your chances of securing the right mortgage for your new home.
A County Court Judgment in Cardiff is a court order issued when you fail to repay a debt.
It can significantly impact your credit score, making it more difficult to access financial products like mortgages.
When looking for mortgage advice in Cardiff, you may worry about your options, but as a trusted mortgage broker in Cardiff, we help clients with CCJ mortgages in Cardiff, guiding them through lenders who specialise in bad credit cases.
If you’ve paid off your CCJ within 30 days of receiving the judgment, it can be removed from your credit file.
After this period, it will remain on your record for six years, even if you pay it off.
While you cannot directly remove a CCJ unless it’s settled within the deadline, our mortgage advisors in Cardiff can help find the best routes forward by offering expert mortgage advice in Cardiff, even with a CCJ still visible on your file.
Having an unsatisfied CCJ in Cardiff can make securing a mortgage more challenging, as lenders view it as a higher risk.
However, as a mortgage broker in Cardiff like us with experience in CCJ mortgages in Cardiff, we work with specialist lenders who may still offer you a mortgage, depending on your overall credit profile and other financial factors.
Our team provides personalised mortgage advice in Cardiff to help you navigate your options.
While there isn’t a specific number of CCJs that automatically disqualify you from getting a mortgage, having multiple CCJs does increase the challenge.
Lenders vary in their criteria, and some specialist providers offer mortgages with CCJs in Cardiff even if you have more than one.
Our expert mortgage advisors in Cardiff will help assess your situation and find lenders who are open to applicants with more complex credit histories, ensuring you get tailored mortgage advice in Cardiff.
Our Customers Love Us
5.00 Rating15 Reviews
Adrian
Excellent service
4 days ago
John
Wayne was great throughout whole process of buying our first home, he gave us great confidence and simplified the whole process for us. Would defintiely recommend.
3 months ago
Jack
Matt, Jo and all those involved have been excellent it helping me and my partner navigate the mortgage process. Their guidance have been invaluable and without the support we would have really struggled. Would highly recommend.
4 months ago
Anonymous
Brilliant service. Quick response to any questions we had and explained everything clearly. Kept the process moving for us which was greatly appreciated. Thanks!!
4 months ago
Justine
As a first time buyer and someone who doesnt know much about the process, Malcolm and the team were very informative and helpful during the entire process. We were allowed to ask a list of questions about our blind-spots to do with taking on a...
5 months ago
Matthew
Can’t thank Cardiffmoneyman enough in helping me buy my first home. Leo my appointed advisor has been monumental in getting me the best deal and explaining the whole process and making it as easy as possible in what would be a stressful time. Also...
5 months ago
Elizabeth
Excellent service . Dan explained equity release clearly and ensured I got the best interest rate.
8 months ago
Owain
Cardiffmoneyman have been fantastic at guiding me through the home buying process. Great and friendly communication with excellent pacing on the amount of information presented at once. Truly helped simplify the home buying process.
11 months ago
Charleigh
Very efficient, communication was excellant, and really helped as first time buyers advising the steps as we went!
1 year ago
Daniel
Matt has been brilliant throughout the whole process, very knowledgeable and helpful. The process has been smooth throughout. The application was submitted on Wednesday and the mortgage offer was approved by Friday! Talk about that for service.
1 year ago
Jane
I recently had the pleasure of working with UK Moneyman, and I couldn't be more impressed with the level of professionalism and care that they provided me. As someone with a poor credit rating at the age of 60, I never thought it would be possible...
1 year ago
Josh
Leanne was very friendly, build up an instance rapport and helped me with my all questions prior to my meeting with another Advisor tomorrow. Thank you Leanne for your help. Josh 😀
2 years ago
Thomas
Cardiffmoneyman has been perfect for us as First Time Buyers. Charlie & Leo were both great at sorting everything out for us promptly and explaining things clearly. Everyone we’ve spoken has been super friendly and helpful. We’re very grateful...
4 years ago
Stacie
We were recommended to use Cardiffmoneyman, by friends who used them looking to remortgage. They were fantastic. From start to finish, we were kept informed throughout the entire process, and their working hours were handy, as I and my husband both...
4 years ago
Emma
Jason was great! Being self employed I thought I would never get a mortgage, but here we are and im happily moving into my new home. Couldn't have done this without you and your team, thank you!
4 years ago
Book your free mortgage appointment with one of our expert mortgage advisors in Cardiff, who specialise in CCJ mortgages in Cardiff.
We’ll assess your situation and help you understand what options are available to you despite any credit challenges.
During our appointment, we’ll explore a range of mortgage options tailored to your needs, including specialist CCJ mortgages in Cardiff.
As a trusted mortgage broker in Cardiff, we work with lenders who are more flexible towards applicants with a CCJ on their file.
Once we've identified the right mortgage, we’ll guide you through the application process, making it as smooth as possible.
Our team ensures that all necessary documents are in place to strengthen your case for securing a CCJ Mortgage in Cardiff.
After your mortgage is approved, we’ll be with you right up to completion, ensuring everything goes smoothly.
Whether you're getting a mortgage with a CCJ in Cardiff or not, our team is here to support you every step of the way.
We offer a free mortgage appointment in Cardiff, giving you access to expert advice without any upfront costs.
Whether you're looking for a standard mortgage or a CCJ mortgage in Cardiff, our team is ready to help you explore your options.
With access to 1000s of mortgage products, including specialist CCJ mortgages in Cardiff, we can find the right deal for your circumstances.
As a mortgage broker in Cardiff, we work with a wide range of lenders to match you with the best possible mortgage.
Our service is dedicated to making the mortgage process as smooth as possible, from the initial appointment to completion.
Whether you're seeking mortgage advice in Cardiff or need help securing a mortgage with a CCJ in Cardiff, we’re here to guide you.
We’re available 7 days a week, making it easy for you to get the mortgage advice in Cardiff that you need, whenever it suits you.
Whether you're working or busy during the week, our flexible hours ensure that we’re here to help with CCJ mortgages in Cardiff at your convenience.
Yes, having a CCJ in Cardiff can affect your mortgage application, as many high-street lenders see it as a sign of credit risk. However, this doesn’t mean you cannot get a mortgage.
As a mortgage broker in Cardiff experienced with CCJ Mortgages in Cardiff, we work with specialist lenders who consider applicants with a CCJ, providing personalised mortgage advice in Cardiff to help you secure a deal.
A CCJ in Cardiff will remain on your credit file for six years from the date of the judgment, regardless of whether it’s paid off or not.
While this can impact your ability to get a mortgage, our team of mortgage advisors in Cardiff are here to try and help you find more flexible lenders.
Yes, it is possible to get a mortgage with a CCJ in Cardiff, though your options may be more limited.
Many specialist lenders cater to applicants with poor credit, including those with CCJs.
Our experienced mortgage advisors in Cardiff will provide tailored mortgage advice in Cardiff to help you find the most appropriate deal based on your situation.
A mortgage broker in Cardiff with experience in CCJ Mortgages in Cardiff can be invaluable when you have a CCJ on your credit file.
We have access to specialist lenders and products not available on the high street, allowing us to find the right mortgage for your situation.
Our expert team provides tailored mortgage advice in Cardiff, guiding you through the entire process from start to finish.
Read our 15 Reviews
Cardiffmoneyman.com & Cardiffmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk
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Cardiffmoneyman.com & Cardiffmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk
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