Finding mortgage broker in Newtown is now more convenient than ever. With our vast experienced mortgage advisors in Newtown, we have had the privilege of assisting numerous clients throughout their mortgage journey with our compassionate assistance and guidance. Our team is dedicated to providing you with the necessary service by sourcing the right mortgage product and saving you both time and money.
Whether it’s your first time obtaining a mortgage or you are familiar with the process, it’s natural to experience a range of emotions from nervousness to excitement, as taking on a new financial obligation can be daunting. We have encountered this with many of our clients and our aim is to offer a service that alleviates as much stress as possible, helping you overcome any obstacles you may face along the way.
What sets us apart from a bank or building society is our exceptional access to a broad panel of lenders that offer a wider range of products beyond those offered in-house. As a Mortgage Broker in Newtown, we prioritise being responsive and ensuring that you won’t have to wait long for an answer. We’re available every day of the week, so simply book online or give us a call!
Our commitment to providing a stress-free and straightforward service is our top priority, and we take pride in going above and beyond for each individual who contacts us. Our customers’ reviews are a testament to our dedication to delivering exceptional service.
As afirst time buyer in Cardiff and surrounding areas, embarking on one of the biggest financial commitments can be overwhelming, leaving you unsure where to start. Our friendly team will be with you every step of the way, from the first point of contact to handing over the keys, providing regular updates on the status of your application, and minimising technical jargon. Speaking with a First Time Buyer Mortgage Advisor in Cardiff & Newtown has never been easier. Simply book online for your free mortgage appointment or contact us today.
Our process begins with a comprehensive assessment of your financial background through a series of questions. From there, we conduct an affordability assessment to determine which deals are available to you. Your designated advisor will then sift through all mortgage deals to find the one that best suits your unique situation. Within 24 hours of your initial appointment, they will also obtain an Agreement in Principle for you. Your advisor is available to answer any questions you may have, so don’t hesitate to ask.
Moving home in Cardiff and surrounding areas can be a more familiar process for you, but managing the simultaneous buying and selling of properties can be challenging. Our team is equipped to manage the mortgage side of things, making the process easier for you.
There are a lot of reasons why someone would look to move home with the most popular one being to live in a larger property. If this is a circumstance you are in, it’s good to check your affordability prior to taking viewing and making offers. We can help you with working up a budget so you know what types of properties you can afford in Newtown.
With years of experience in the mortgage industry, we have developed close and long-lasting relationships with numerous Buy to Let landlords. Whether you’re a first time buyer landlord or have an existing portfolio, we are here to assist you!
We offer a range of mortgage options, including HMO, Holiday Let, Let to Buy, and more. Our mortgage advisor in Newtown can help withbuy to let mortgages in Cardiff and surrounding areas, and help you explore your Buy to Let options and find the most suitable one for you.
As your fixed mortgage term approaches its end, it’s time to consider remortgaging in Cardiff and surrounding areas. This involves switching to another mortgage deal to avoid falling onto your lender’s standard variable rate of interest. We can assist you in finding competitive rates and products in the market. If you’ve kept up with your repayments, you may find that you have competitive rates available to you.
Aside from finding a better deal, many individuals choose to remortgage for purposes such as home improvements, releasing equity, or consolidating debt into their mortgage.
Our Customers Love Us
5.00 Rating15 Reviews
Adrian
Excellent service
1 month ago
John
Wayne was great throughout whole process of buying our first home, he gave us great confidence and simplified the whole process for us. Would defintiely recommend.
4 months ago
Jack
Matt, Jo and all those involved have been excellent it helping me and my partner navigate the mortgage process. Their guidance have been invaluable and without the support we would have really struggled. Would highly recommend.
5 months ago
Anonymous
Brilliant service. Quick response to any questions we had and explained everything clearly. Kept the process moving for us which was greatly appreciated. Thanks!!
5 months ago
Justine
As a first time buyer and someone who doesnt know much about the process, Malcolm and the team were very informative and helpful during the entire process. We were allowed to ask a list of questions about our blind-spots to do with taking on a...
6 months ago
Matthew
Can’t thank Cardiffmoneyman enough in helping me buy my first home. Leo my appointed advisor has been monumental in getting me the best deal and explaining the whole process and making it as easy as possible in what would be a stressful time. Also...
6 months ago
Elizabeth
Excellent service . Dan explained equity release clearly and ensured I got the best interest rate.
9 months ago
Owain
Cardiffmoneyman have been fantastic at guiding me through the home buying process. Great and friendly communication with excellent pacing on the amount of information presented at once. Truly helped simplify the home buying process.
1 year ago
Charleigh
Very efficient, communication was excellant, and really helped as first time buyers advising the steps as we went!
1 year ago
Daniel
Matt has been brilliant throughout the whole process, very knowledgeable and helpful. The process has been smooth throughout. The application was submitted on Wednesday and the mortgage offer was approved by Friday! Talk about that for service.
1 year ago
Jane
I recently had the pleasure of working with UK Moneyman, and I couldn't be more impressed with the level of professionalism and care that they provided me. As someone with a poor credit rating at the age of 60, I never thought it would be possible...
1 year ago
Josh
Leanne was very friendly, build up an instance rapport and helped me with my all questions prior to my meeting with another Advisor tomorrow. Thank you Leanne for your help. Josh 😀
2 years ago
Thomas
Cardiffmoneyman has been perfect for us as First Time Buyers. Charlie & Leo were both great at sorting everything out for us promptly and explaining things clearly. Everyone we’ve spoken has been super friendly and helpful. We’re very grateful...
4 years ago
Stacie
We were recommended to use Cardiffmoneyman, by friends who used them looking to remortgage. They were fantastic. From start to finish, we were kept informed throughout the entire process, and their working hours were handy, as I and my husband both...
4 years ago
Emma
Jason was great! Being self employed I thought I would never get a mortgage, but here we are and im happily moving into my new home. Couldn't have done this without you and your team, thank you!
4 years ago
Booking your free mortgage appointment is easy with our online process. Simply choose your preferred date and time, and we will connect you with an expert mortgage advisor in Newtown. They will take the time to understand your situation and assess your affordability.
During your appointment, your advisor will provide you with an Agreement in Principle, typically within 24 hours. Using this information, they will search for a suitable mortgage product that meets your needs.
Once you are satisfied with the mortgage product, we will proceed with your application. Our team will handle the application process, ensuring that it is completed accurately and efficiently.
Finally, we will submit your mortgage application to the lender and work with them to get it approved. We will keep you informed throughout the process and answer any questions you may have.
Booking a free appointment with one of our mortgage advisors in Cardiff and surrounding areas is quick and easy with our online system. We are available seven days a week to answer any questions you may have, whether you are seeking mortgage advice, equity release, or insurance products.
Unlike the mortgage advisors at banks, who can only offer products from their own institution, our team has access to a panel of lenders, including those with specialist mortgage products. Furthermore, securing an appointment with a bank’s mortgage advisor can be challenging and frustrating, especially if you are actively looking at properties or ready to make an offer.
As professional mortgage broker in Cardiff and Newtown with extensive knowledge and experience, we can help you compare deals from various lenders and find the right mortgage product for your unique situation.
The amount you can borrow for a mortgage depends on several factors, and one of the most critical factors is your credit score. A good credit score typically requires a minimum of a 5% deposit, whereas a bad credit score may necessitate a deposit of 10%-15%.
Naturally, the deposit amount will also vary depending on the property you intend to purchase. If you are ready to make an offer on a property and have your mortgage agreement in principle, we are here to assist you in finding the ideal mortgage product.
We understand that the home-buying process can be challenging, and finding a mortgage to accompany it can make it even more difficult. Our mortgage advisors in Newtown will take all of this pressure off your shoulders and guide you through this aspect of the process. We have been doing this for over 20 years and are experts in our field!
If you have been rejected by your bank and are looking for the assistance of a Mortgage Broker in Newtown, we are here to help! Applying to numerous banks can negatively impact your credit score, especially if you keep getting rejected.
We can assist you in identifying why the bank rejected your application. It could be due to poor credit, a flaw in your application, affordability, or another factor. We strongly advise you to work hard to improve these issues to avoid any future credit application issues.
Speak to an Advisor – It’s Free!
7 Days a Week, 8am – 10pm