It's Free to Speak to an Advisor, 7 days, 8am - 10pm
It's Free to Speak to an Advisor, 7 days, 8am - 10pm
Speaking to a mortgage advisor in Cardiff can be very beneficial if you are looking at starting your mortgage journey and want to know if you are eligible. It can save you a lot of time and money in the long run.
Your expert advisor will look at your circumstance and find you the most appropriate deal as soon as you are prepared to make a mortgage application.
One of our mortgage advisors in Cardiff will look at your affordability so they can match you with the right lender. They will determine this by looking into your annual salary as well as other income you bring. Along with this, they will look at how you manage your outgoings and finances as well as your credit history. All of this will provide an indication of the amount you can borrow.
The mortgages available to you will also be impacted by the amount you want to deposit. Here at Cardiffmoneyman, we have access to a large panel of lenders with knowledge of their various criteria. Our mortgage advisors in Cardiff can find you the most appropriate deal by looking at your income, expenditure and credit history to get an overall idea of your financial circumstance.
As a first time buyer in Cardiff taking on such a significant purchase like a mortgage can be an exciting, however, a potentially overwhelming experience if you have little knowledge of the mortgage world. This is where we can help, our team can provide a friendly hand to help guide you through the mortgage journey answering any questions you may have along the way.
The first thing to mention is that you are not alone with feeling this way as the home buying process can sometimes come with its hurdles, however, our knowledgeable team strive in providing you peace of mind and take any stress away.
Our extensive experience as a friendly mortgage broker in Cardiff has provided us with the opportunity to help a plethora of first time buyers with their home buying dreams. Throughout the process, one of our expert mortgage advisors in Cardiff can provide you with support and answer any queries you may have along the way.
Our Customers Love Us
5.00 Rating15 Reviews
Adrian
Excellent service
1 month ago
John
Wayne was great throughout whole process of buying our first home, he gave us great confidence and simplified the whole process for us. Would defintiely recommend.
4 months ago
Jack
Matt, Jo and all those involved have been excellent it helping me and my partner navigate the mortgage process. Their guidance have been invaluable and without the support we would have really struggled. Would highly recommend.
5 months ago
Anonymous
Brilliant service. Quick response to any questions we had and explained everything clearly. Kept the process moving for us which was greatly appreciated. Thanks!!
5 months ago
Justine
As a first time buyer and someone who doesnt know much about the process, Malcolm and the team were very informative and helpful during the entire process. We were allowed to ask a list of questions about our blind-spots to do with taking on a...
6 months ago
Matthew
Can’t thank Cardiffmoneyman enough in helping me buy my first home. Leo my appointed advisor has been monumental in getting me the best deal and explaining the whole process and making it as easy as possible in what would be a stressful time. Also...
6 months ago
Elizabeth
Excellent service . Dan explained equity release clearly and ensured I got the best interest rate.
9 months ago
Owain
Cardiffmoneyman have been fantastic at guiding me through the home buying process. Great and friendly communication with excellent pacing on the amount of information presented at once. Truly helped simplify the home buying process.
1 year ago
Charleigh
Very efficient, communication was excellant, and really helped as first time buyers advising the steps as we went!
1 year ago
Daniel
Matt has been brilliant throughout the whole process, very knowledgeable and helpful. The process has been smooth throughout. The application was submitted on Wednesday and the mortgage offer was approved by Friday! Talk about that for service.
1 year ago
Jane
I recently had the pleasure of working with UK Moneyman, and I couldn't be more impressed with the level of professionalism and care that they provided me. As someone with a poor credit rating at the age of 60, I never thought it would be possible...
1 year ago
Josh
Leanne was very friendly, build up an instance rapport and helped me with my all questions prior to my meeting with another Advisor tomorrow. Thank you Leanne for your help. Josh 😀
2 years ago
Thomas
Cardiffmoneyman has been perfect for us as First Time Buyers. Charlie & Leo were both great at sorting everything out for us promptly and explaining things clearly. Everyone we’ve spoken has been super friendly and helpful. We’re very grateful...
4 years ago
Stacie
We were recommended to use Cardiffmoneyman, by friends who used them looking to remortgage. They were fantastic. From start to finish, we were kept informed throughout the entire process, and their working hours were handy, as I and my husband both...
4 years ago
Emma
Jason was great! Being self employed I thought I would never get a mortgage, but here we are and im happily moving into my new home. Couldn't have done this without you and your team, thank you!
4 years ago
We regularly find that first time buyers in Cardiff who are at the beginning of their process are wanting to know the maximum amount they could borrow. Our calculator page can provide you with a rough estimate on figures. Our mortgage advisors in Cardiff will be able to provide with a more accurate maximum loan amount.
There are many government schemes out there that are designed to help First Time Buyers fulfil their homeowning dreams. Some of these include Help to Buy Equity Loan, Lifetime ISAs as well as the Right to Buy Scheme. Have a look at our guides section of our website if you are looking for more insight about these.
Our team of Mortgage Advisors in Cardiff understand everything that is going on regarding the scheme available so will be able to answer any questions you may have about these.
When you have found your first home in Cardiff and are looking to make an offer, we advise that you begin looking at getting a mortgage agreement in principle (AIP). This is something our mortgage advice team will be able to help you with. You can increase your chances of getting your offer accepted against other potential buyers by having an agreement in principle.
Our team can help kickstart the process of your full mortgage application as soon as you have had acceptance on a property. We always recommend that you speak to a Mortgage Broker in Cardiff prior to making an offer so we can check if you are eligible for a mortgage and get you an AIP sorted to back up your offers.
Mentioned above, it is very beneficial to have an AIP to back up any offers. Here at Cardiffmoneyman, our team can get you an agreement in principle sorted generally within 24 hours. Having this with you can show from the vendor’s perspective that you are serious and ready to proceed.
In the circumstance where you have been declined by your bank for a mortgage, there is a chance that our team can still help you. There are a number of reasons why the bank may decline your mortgage application. As a knowledgeable mortgage broker in Cardiff, we have access to a large panel of lenders who offer specialist products. Our team will look into your circumstance and advise you on the most appropriate path.
Get in touch if you are looking for first time buyer mortgage advice in Cardiff or you can book your free online mortgage appointment to speak to one of our expert mortgage advisor in Cardiff today. Our team are here 7 days a week to till late to answer any of your mortgage questions. We look forward to hearing from you!
It's key to speak about your financial situation as well as what you're looking to achieve with an expert mortgage advisor in Cardiff. Within your free mortgage appointment, your designated advisor will look into your income and expenses to work out the maximum amount you can borrow as a first time buyer in Cardiff.
Get in touch to schedule your free mortgage appointment and begin you mortgage journey towards getting your dream home.
Our team at Cardiffmoneyman have access to a large panel of lenders that offer a variety of products for first time buyers in Cambridge.
After you attend your free mortgage appointment we hit the ground running bu getting your mortgage agreement in principle sorted which can usually be sorted within 24 hours of your appointment.
With a mortgage agreement in principle, you can be confident in making offers on properties in Cardiff. This is because it shows the seller that ou are a in a serious position to proceed.
When you have got an offer accepted on a property, it is then time for your dedicated mortgage advisor in Cardiff to submit your full mortgage application and additional documentation to the lender.
Within the mortgage process, your case manager will inform you of any updates. We will provide a helping hand from the initial contact all the way to obtaining the keys to your new home.
Our team work hard in providing a service that is simple & stress-free. We work hard to make sure the outcome is smooth & successful.
Here at Cardiffmoneyman, our service goes above getting a mortgage! As well as finding you the most suitable first time buyer mortgage deal, our team will find you the most suitable insurance to financially cover you and your loved ones.
Having protection whe getting a mortgage can provide a financial blanket in unexpected events like death, disability or job loss.
Having an insurance product that can cover mortgage payments making sure the borrower's family is not left with the financial burden of paying off the mortgage.
Get in touch with our team to get yourself booked for your free mortgage appointment with one of our expert advisors today. We offer a free initial mortgage appointment to all our new/existing customers which can be carried out on the telephone or via Microsoft Teams video call.
Our team work hard in making the mortgage process as smooth and simple as possible. Within the process, your dedicated case handler will update you on your process and will keep technical jargon to a minimum.
If you're a first time buyer in Cardiff, finding a suitable mortgage deal for your circumstances is crucial. That's why our team searches through thousands of options to find the best one for you. We're committed to supporting you throughout the process, as we believe it's not just about securing the right mortgage, but also about the journey towards achieving that goal.
Over the years we have helped hundreds of first time buyers in Cardiff to achieve their mortgage goals. Throughout that time, we’ve encountered various similar mortgage situations, as well as some unique. In any case, we’ll do whatever we can to help you as a first time buyer in Cardiff. It is our job to provide fast and friendly mortgage advice in Cardiff. We will try and find the most suitable mortgage product for you. Book yourself in online for your free mortgage appointment using our online booking feature. It’s clear and simple, just like our mortgage advice service.
If you feel your situation is too complex for our team to help you don’t hesitate to get in touch as it is very likely we have encountered a mortgage scenario to yours before and can provide you with the appropriate Mortgage Advice in Cardiff seven days a week.
To determine the amount you can borrow for a mortgage, you have two options. You can use our affordability calculator or talk to one of our mortgage advisors in Cardiff. Speaking to our mortgage advisor will provide you with a more accurate estimate based on your unique situation.
The amount you can borrow for a mortgage is influenced by several factors, such as your income and earning potential. After completing a free affordability assessment, we can provide better guidance on your borrowing.
If you’re ready to make an offer on a property, it’s time to focus on the mortgage aspect. You can schedule a free mortgage appointment online with one of our knowledgeable mortgage advisors in Cardiff, subject to availability. If you’re fortunate, you may be able to book a same-day appointment.
Once your offer has been accepted, it’s critical to secure your mortgage quickly. Partnering with a mortgage broker in Cardiff can expedite the process.
An agreement in principle (AIP) is a crucial part of the mortgage process. It guides you through the majority of the process and informs the seller that you’re ready to proceed as soon as you provide supporting documentation. We can typically generate an AIP within 24 hours of your initial call.
As a first time buyer in Cardiff, obtaining a mortgage can be challenging. Consider enlisting the assistance of a mortgage specialist to navigate the process with ease.
Schedule your free mortgage appointment today to consult with a mortgage advisor in Cardiff.
Read our 15 Reviews
Cardiffmoneyman.com & Cardiffmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk
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Cardiffmoneyman.com & Cardiffmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk
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